VIRGINIA, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED, founded in 1965, is a mid-sized nonprofit that reported $52.5M in total revenue in fiscal year 2024.
Arrowhead Economic Opportunity Agency (AEOA) strengthens communities by providing opportunities for people experiencing social and economic challenges.
Housing Services Mission: To build our communities by helping people meet their needs, have affordable, quality housing, and improve their quality of living. Our services are available in Cook, Lake...
Housing Services Mission: To build our communities by helping people meet their needs, have affordable, quality housing, and improve their quality of living. Our services are available in Cook, Lake, and St Louis Counties. The Housing Services provided include Energy Assistance, Single-Family Rehabilitation, Weatherization, Business Energy Retrofit, Downtown Business Rehabilitation.
Arrowhead Transit Mission: To provide affordable, safe, accessible public transportation and supports independent living and self-reliance. Services provided, public transportation which is handicap...
Arrowhead Transit Mission: To provide affordable, safe, accessible public transportation and supports independent living and self-reliance. Services provided, public transportation which is handicap accessible, for the residents of ten counties in Minnesota, the counties are: Aitkin, Carlton, Chisago, Cook, Itasca, Isanti, Koochiching, Lake, Pine and St. Louis. We provide flexible and affordable routes in every county, including Dial-a-Ride in several cities. In addition to public transportation Arrowhead Transit coordinates a volunteer driver program to meet medical needs in Koochiching, Lake, Carlton, and St. Louis Counties
Senior & Nutrition Services Mission: To help individuals meet the demands of daily living, improve the quality of their lives, and gain access to nutritious food. Our services offered are: Bone...
Senior & Nutrition Services Mission: To help individuals meet the demands of daily living, improve the quality of their lives, and gain access to nutritious food. Our services offered are: Bone Builder exercise classes, Farmers Markets EBT clerks, Grocery Delivery services, SNAP Outreach and application assistance, Medical Loan Closet, Tax Assistance, Volunteer Services (AmeriCorps Seniors Arrowhead RSVP and Arrowhead Volunteers, and nutrition services for seniors including frozen bundled meals, Meals on Wheels, and Senior dining sites.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $52,476,677 | $49,872,927 | +0.1% |
| Expenses | $51,094,373 | $47,162,572 | +0.1% |
| Net Income | $1,382,304 | $2,710,355 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Scott Zahorik | Executive Director | 40 |
Key Emp
Highest
|
$156,253 | $12,321 | $168,574 |
| Cathy Pazzelli | Human Resources Director, Assistant Exec Director | 40 |
Key Emp
|
$138,275 | $10,806 | $149,081 |
| Marilyn Ocepek | Senior Services Director | 40 |
Key Emp
|
$128,857 | $9,399 | $138,256 |
| Emily Celley | Chief Financial Officer | 40 |
Key Emp
|
$125,046 | $9,173 | $134,219 |
| Jan Francisco | Employment Director | 40 |
Key Emp
|
$116,500 | $7,863 | $124,363 |
| David Johnson | Housing Services Director | 40 |
Key Emp
|
$114,059 | $7,691 | $121,750 |
| Brandon Nurmi | Transportation Director | 40 |
Key Emp
|
$112,206 | $6,418 | $118,624 |
| Emily Simonson | Planning Director | 40 |
Key Emp
|
$103,917 | $6,235 | $110,152 |
| Angela Neal | Housing Resources Director | 40 |
Key Emp
|
$98,887 | $4,153 | $103,040 |
| Gabriel Johnson | Headstart Director | 40 |
Key Emp
|
$99,430 | $2,834 | $102,264 |
| Jesse Tweten | Information Systems Director hired November 2024 | 40 |
Key Emp
|
$94,362 | $0 | $94,362 |
| Jeff Kletscher | Board Member-Chairperson | 6 |
Officer
Director
|
$0 | $0 | $0 |
| Kevin Adee | Board Member-First Vice-Chairperson | 4 |
Officer
Director
|
$0 | $0 | $0 |
| Laura Perry | Board Member-Second Vice-Chairperson | 4 |
Officer
Director
|
$0 | $0 | $0 |
| Dana Waldron | Board Member-Board Treasurer resign Oct 2024 | 6 |
Officer
Director
|
$0 | $0 | $0 |
| Robert Hietala | Board Member - Treasurer Dec 2024 | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| Cherri Averill-Manner | Board Member - Secretary | 4 |
Officer
Director
|
$0 | $0 | $0 |
| Ben DeNucci | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Cathy Zelinski | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Casey Venema | Board Memeber | 2 |
Director
|
$0 | $0 | $0 |
| Keith Nelson | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Les Northrup | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Michael Jugovich | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Paul McDonald | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Romit Jha | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Tina Koecher | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Derrick Goutermount | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Michael Kearney | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Gayle Goff | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Victoria Thorsen | Board member | 2 |
Director
|
$0 | $0 | $0 |
| Michelle Miller | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Crystal Royer | Board Member seated Dec 2024 | 2 |
Director
|
$0 | $0 | $0 |
| Dana Hiltunen | Board Member seated Dec 2024 | 2 |
Director
|
$0 | $0 | $0 |
| Debra White | Board Member seated April 2024 | 2 |
Director
|
$0 | $0 | $0 |
| Nathan Thompson | Board Member seated Oct 2024 | 2 |
Director
|
$0 | $0 | $0 |
| Jason Sjoblom | Board Member seated Feb 2025 | 2 |
Director
|
$0 | $0 | $0 |
| Dan Reed | Board Member seated Feb 2025 | 2 |
Director
|
$0 | $0 | $0 |
| Steve Estey | Board Member seated June 2025 | 2 |
Director
|
$0 | $0 | $0 |
| Gary Peterson | Board Member - resign Dec 2024 | 2.00 |
Director
|
$0 | $0 | $0 |
| Ricky Roche | Board Member resign Dec 2024 | 2 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $52,476,677 | $51,094,373 | $36,838,642 | $1,382,304 |
| 2024 | $49,872,927 | $47,162,572 | $35,687,097 | $2,710,355 |
| 2023 | $47,080,713 | $43,144,453 | $34,722,208 | $3,936,260 |
| 2022 | $39,136,123 | $38,548,926 | $33,957,216 | $587,197 |
| 2021 | $34,969,254 | $35,498,982 | $32,578,294 | $-529,728 |
| 2020 | $34,301,349 | $35,015,714 | $34,155,797 | $-714,365 |
| 2019 | $38,227,737 | $37,360,210 | $33,489,752 | $867,527 |
| 2018 | $37,184,897 | $35,354,623 | $33,440,687 | $1,830,274 |
| 2018 | $37,184,897 | $35,354,623 | $33,440,687 | $1,830,274 |
Compare ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED with other nonprofits in Minnesota and across the country.