COOPERATING LIBRARIES IN CONSORTIUM (EIN 416090446) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1969

Legal Domicile

Principal Officer

RUTH MCGUIRE

Phone

6516443878

Tax Period

2021-07-01 to 2021-08-31

COOPERATING LIBRARIES IN CONSORTIUM, founded in 1969, is a micro nonprofit that reported $165 in total revenue in fiscal year 2021. Revenue fell 100% from the prior year — a significant decline worth monitoring. Expenses of $24K exceeded revenue, resulting in a 14415% operating deficit.

Mission

CLIC EXISTS TO CREATE A WORLD-CLASS RESEARCH LIBRARY EXPERIENCE FOR ACADEMIC COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $4

Other Revenue $161

TOTAL REVENUE $165

Expense Breakdown

Grants Paid $0

Salaries & Benefits $18,590

Fundraising Expenses $0

Program Expenses $12,695

Other Expenses $5,360

TOTAL EXPENSES $23,950

Year-over-Year Comparison

	2021	2020	Change
Revenue	$165	$307,907	-1.0%
Expenses	$23,950	$676,907	-1.0%
Net Income	$-23,785	$-369,000	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RUTH MCGUIRE	PRESIDENT	1.00	Officer Director	$0	$0	$0
EMILY ASCH	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
TERRY METZ	TREASURER	1.00	Officer Director	$0	$0	$0
DAN GJELTEN	DIRECTOR	1.00	Director	$0	$0	$0
JON NEILSON	DIRECTOR	1.00	Director	$0	$0	$0
DAVID STEWART	DIRECTOR	1.00	Director	$0	$0	$0
CARLA URBAN	EXECUTIVE DIRECTOR	20.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$307,907	$676,907	$651,359	$-369,000
2021	$165	$23,950	No data	$-23,785
2020	$572,558	$500,482	$1,011,606	$72,076
2019	$570,168	$537,711	$964,040	$32,457
2018	$541,953	$525,649	$996,346	$16,304

COOPERATING LIBRARIES IN CONSORTIUM