CENTERVILLE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

DELANEY EVERS

Phone

6414374102

Tax Period

2023-01-01 to 2023-12-31

CENTERVILLE CHAMBER OF COMMERCE, founded in 1954, is a small nonprofit that reported $765K in total revenue in fiscal year 2023. Revenue surged 30% from the prior year, signaling strong growth momentum. The organization ran a surplus of $163K, a strong 21% operating margin.

Mission

TO ADVANCE ECONOMIC GROWTH AND PROMOTE AND PRESERVE THE COMMUNITY ASSETS AND A POSITIVE BUSINESS CLIMATE.

Program Service Accomplishments

Program 1

PACT (PROMOTING APPANOOSE AND CENTERVILLE TOGETHER) IS AN ACTION ORIENTED, VOLUNTEER ORGANIZATION OF INDIVIDUALS AND BUSINESSES WORKING TOGETHER TO ADVANCE ECONOMIC GROWTH AND PROMOTE AND PRESERVE...

PACT (PROMOTING APPANOOSE AND CENTERVILLE TOGETHER) IS AN ACTION ORIENTED, VOLUNTEER ORGANIZATION OF INDIVIDUALS AND BUSINESSES WORKING TOGETHER TO ADVANCE ECONOMIC GROWTH AND PROMOTE AND PRESERVE THE COMMUNITY ASSETS IN A POSITIVE BUSINESS CLIMATE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $688,630

Program Service Revenue $26,750

Investment Income $33,547

Other Revenue $16,126

TOTAL REVENUE $765,053

Expense Breakdown

Grants Paid $158,207

Salaries & Benefits $276,301

Fundraising Expenses $0

Other Expenses $167,861

TOTAL EXPENSES $602,369

Year-over-Year Comparison

	2023	2022	Change
Revenue	$765,053	$588,306	+0.3%
Expenses	$602,369	$604,602	0.0%
Net Income	$162,684	$-16,296	-11.0%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$143,981

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL MATTHES	EXECUTIVE DI	40.00	Officer	$76,431	$0	$76,431
DELANEY EVERS	EXECUTIVE DI	40.00	Officer	$67,550	$0	$67,550
TASHA CAMPBELL	DIRECTOR	1.00	Director	$0	$0	$0
JOHN COSBY	PRESIDENT	1.00	Officer Director	$0	$0	$0
ED COX	SECRETARY	1.00	Officer Director	$0	$0	$0
JASON FRASER	DIRECTOR	1.00	Director	$0	$0	$0
ROD GLOSSER	TREASURER	1.00	Officer Director	$0	$0	$0
NOEL GORDEN	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
MOLLY HEIMS	DIRECTOR	1.00	Director	$0	$0	$0
JEFF KULMATYCKI	DIRECTOR	1.00	Director	$0	$0	$0
BRETT MIHALOVICH	DIRECTOR	1.00	Director	$0	$0	$0
ANGELA OCKER	DIRECTOR	1.00	Director	$0	$0	$0
TAMMY WHEELER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$765,053	$602,369	$2,843,245	$162,684
2022	$588,306	$604,602	$2,400,833	$-16,296
2021	$1,367,063	$559,560	$2,493,302	$807,503
2020	$256,393	$284,352	$1,325,634	$-27,959
2019	$374,526	$208,662	$1,331,386	$165,864
2018	$307,958	$234,155	$1,179,405	$73,803