NATIONAL TTT SOCIETY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1911

Legal Domicile

Principal Officer

JULIE BAKER

Phone

3193857246

Tax Period

2023-10-01 to 2024-09-30

NATIONAL TTT SOCIETY, founded in 1911, is a small nonprofit that reported $312K in total revenue in fiscal year 2023. Revenue decreased 5% compared to the prior year. Net assets of $1.5M represent 58 months of operating reserves.

Mission

MEMBERS SERVE AS ROLE MODELS, DEVELOP LIFELONG RELATIONSHIPS WITH OTHER CAMPERS OR MEMBERS, INCREASE SELF-ESTEEM AND SELF-IMPROVEMENT, MEMBERS ARE A SOURCE OF INFORMATION FOR THE CAMPERS AND CAMPERS ARE EXPOSED TO HOW A BUSINESS MEETING IS CONDUCTED WHEN THEY ARE INVITED TO SHARE THEIR CAMP EXPERIENCE WITH THE CHAPTER. THE SOCIETY'S MISSION IS TO PROVIDE AN EDUCATIONAL CAMPING EXPERIENCE FOR GIRLS WHO MIGHT NOT HAVE THE OPPORTUNITY, TO BEAR RESPONSIBILITY FOR CAMP SELECTION AND TO FACILITATE GROWTH, LONGEVITY, SUSTAINABILITY, GUIDANCE AND OVERSIGHT OF THE SUBORDINATES.

Program Service Accomplishments

Program 1

Expenses: $177,726 Revenue: $84,188

NATIONAL T.T.T. USES CAMPS THAT ARE FULLY ACCREDITED BY THE AMERICAN CAMPING ASSOCIATION TO PROVIDE DESERVING GIRLS OF ALL RACES AND CREEDS WITH NOT ONLY TRADITIONAL CAMP ACTIVITIES BUT ALSO...

NATIONAL T.T.T. USES CAMPS THAT ARE FULLY ACCREDITED BY THE AMERICAN CAMPING ASSOCIATION TO PROVIDE DESERVING GIRLS OF ALL RACES AND CREEDS WITH NOT ONLY TRADITIONAL CAMP ACTIVITIES BUT ALSO LIFE-CHANGING EXPERIENCES. EACH YEAR T.T.T. CHAPTERS SEND HUNDREDS OF GIRLS WHO HAVE FINISHED THE FOURTH GRADE TO SUMMER CAMPS ACROSS THE COUNTRY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $133,504

Program Service Revenue $84,188

Investment Income $88,727

Other Revenue $5,907

TOTAL REVENUE $312,326

Expense Breakdown

Grants Paid $114,523

Salaries & Benefits $0

Fundraising Expenses $8,749

Program Expenses $177,726

Other Expenses $198,251

TOTAL EXPENSES $313,974

Year-over-Year Comparison

	2023	2022	Change
Revenue	$312,326	$329,333	-0.1%
Expenses	$313,974	$291,647	+0.1%
Net Income	$-1,648	$37,686	-1.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

2000

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JULIE BAKER	PRESIDENT	10.00	Officer Director	$0	$0	$0
DAPHNE EMMACK	VICE PRESIDE	4.00	Officer Director	$0	$0	$0
SARAH HOWDESHELT	TREASURER	3.00	Officer Director	$0	$0	$0
JOAN GREENLEE	RECORDING SE	5.00	Officer Director	$0	$0	$0
CATHERLEEN HOLLIS	CORRESPONDIN	3.00	Officer Director	$0	$0	$0
PAULINE PHILLIPS-GILL	ORGANIZER	5.00	Officer Director	$0	$0	$0
KIM LANGLEY	PROJECT ADMI	3.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$312,326	$313,974	$1,515,904	$-1,648
2023	$329,333	$291,647	$1,517,011	$37,686
2022	$305,626	$235,887	$1,408,048	$69,739
2021	$293,894	$232,267	$1,633,807	$61,627
2020	$276,499	$197,261	$1,447,202	$79,238
2019	$299,728	$348,158	$1,306,015	$-48,430
2018	$324,150	$377,967	$1,347,115	$-53,817