HULL CHRISTIAN SCHOOL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

JUSTIN JACOBSMA

Phone

7124392273

Tax Period

2024-08-01 to 2025-07-31

HULL CHRISTIAN SCHOOL, founded in 1959, is a community nonprofit in the Education sector that reported $2.8M in total revenue in fiscal year 2024. Revenue surged 39% from the prior year, signaling strong growth momentum. The organization ran a surplus of $714K, a strong 25% operating margin.

Mission

THE MISSION OF HULL CHRISTIAN SCHOOL IS TO EDUCATE COVENANT CHILDREN IN THE LIGHT OF GODS WORD, PREPARING THEM FOR A LIFE OF CHRISTIAN DISCIPLESHIP, RESPONSIBLE STEWARDSHIP, AND HUMBLE SERVICE IN HIS KINGDOM.

Program Service Accomplishments

Program 1

Expenses: $1,842,937 Revenue: $1,801,840

OPERATION OF A CHRISTIAN GRADE SCHOOL WITH APPROXIMATELY 188 STUDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $773,470

Program Service Revenue $1,801,840

Investment Income $156,303

Other Revenue $99,698

TOTAL REVENUE $2,831,311

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,496,336

Fundraising Expenses $46,349

Program Expenses $1,842,937

Other Expenses $620,694

TOTAL EXPENSES $2,117,030

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,831,311	$2,030,558	+0.4%
Expenses	$2,117,030	$1,995,400	+0.1%
Net Income	$714,281	$35,158	+19.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JUSTIN JACOBSMA	PRESIDENT	1.00	Officer Director	$0	$0	$0
TARA BOER	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
KATIE RIETSMA	SECRETARY	1.00	Officer Director	$0	$0	$0
JOSH KOCH	TREASURER	1.00	Officer Director	$0	$0	$0
DREW HEYNEN	DIRECTOR	1.00	Director	$0	$0	$0
MARK FENCHEL	DIRECTOR	1.00	Director	$0	$0	$0
KRISTA VAN DER BRINK	DIRECTOR	1.00	Director	$0	$0	$0
DAVID VAN LINGEN	DIRECTOR	1.00	Director	$0	$0	$0
KYLE LELOUX	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,831,311	$2,117,030	$6,256,029	$714,281
2024	$2,035,558	$1,995,400	$5,388,591	$40,158
2023	$1,731,760	$1,558,942	$5,027,240	$172,818
2022	$2,062,538	$1,696,975	$4,708,830	$365,563
2021	$1,954,132	$1,437,599	$5,612,150	$516,533
2020	$1,393,929	$1,340,840	$5,063,662	$53,089
2019	$1,555,764	$1,247,848	$5,062,777	$307,916