CEDAR VALLEY UNITED WAY (EIN 420801846) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

DEBBIE ROTH

Phone

3192356211

Tax Period

2024-01-01 to 2024-12-31

CEDAR VALLEY UNITED WAY, founded in 1923, is a community nonprofit in the Philanthropy & Grantmaking sector that reported $2.6M in total revenue in fiscal year 2024. Revenue surged 27% from the prior year, signaling strong growth momentum. The organization ran a surplus of $461K, a strong 18% operating margin.

Mission

UNITING OUR COMMUNITY TO EMPOWER INDIVIDUALS AND FAMILIES TO THRIVE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,518,458

Program Service Revenue $0

Investment Income $77,628

Other Revenue $-18,935

TOTAL REVENUE $2,577,151

Expense Breakdown

Grants Paid $1,371,765

Salaries & Benefits $475,619

Fundraising Expenses $328,344

Program Expenses $1,588,881

Other Expenses $268,414

TOTAL EXPENSES $2,115,798

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,577,151	$2,030,666	+0.3%
Expenses	$2,115,798	$2,204,037	0.0%
Net Income	$461,353	$-173,371	-3.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

115

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$104,291

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEBBIE ROTH	PRESIDENT	40.00	Officer	$94,503	$9,788	$104,291
STEVE CARIGNAN	CHAIR	1.00	Officer Director	$0	$0	$0
DR LUCAS COOK	PAST CHAIR	1.00	Officer Director	$0	$0	$0
NATHAN MILLER	VICE CHAIR	0.50	Officer Director	$0	$0	$0
MICHELLE MEANY	TREASURER	0.50	Officer Director	$0	$0	$0
HEATHER BISHOP	SECRETARY	0.50	Officer Director	$0	$0	$0
ERICA PARKS	DIRECTOR	0.50	Director	$0	$0	$0
CODY STOPPEL	DIRECTOR	0.50	Director	$0	$0	$0
GWENNE BERRY	DIRECTOR	0.50	Director	$0	$0	$0
ANNE BRITSON	DIRECTOR	0.50	Director	$0	$0	$0
TERESA DRISCALL	DIRECTOR	0.50	Director	$0	$0	$0
GRETCHEN STEUER	DIRECTOR	0.50	Director	$0	$0	$0
MARTY HANNIG	DIRECTOR	0.50	Director	$0	$0	$0
JACLYNE HELLER	DIRECTOR	0.50	Director	$0	$0	$0
JOSHUA HORSTMAN	DIRECTOR	0.50	Director	$0	$0	$0
DONNA KITRICK	DIRECTOR	0.50	Director	$0	$0	$0
AMY SCHMIDT	DIRECTOR	0.50	Director	$0	$0	$0
JEREMIA MATZ	DIRECTOR	0.50	Director	$0	$0	$0
SANDI SOMMERFELT	DIRECTOR	0.50	Director	$0	$0	$0
QUORADIS MARSHALL	DIRECTOR	0.50	Director	$0	$0	$0
ANDREW RICHTER	DIRECTOR	0.50	Director	$0	$0	$0
AMY ROUSSELOW	DIRECTOR	0.50	Director	$0	$0	$0
VINCENT COLLIS	DIRECTOR	0.50	Director	$0	$0	$0
DANA GROVO	DIRECTOR	0.50	Director	$0	$0	$0
DENELLE GONNERMAN	FORMER DIRECTOR	0.50	Director	$0	$0	$0
ANNE KNUDTSON	FORMER DIRECTOR	0.50	Director	$0	$0	$0
JILL MEJIA	FORMER DIRECTOR	0.50	Director	$0	$0	$0
STEVE BERNARD	FORMER DIRECTOR	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,577,151	$2,115,798	$2,684,031	$461,353
2023	$2,030,666	$2,204,037	$2,293,494	$-173,371
2022	$2,043,635	$2,393,181	$2,712,729	$-349,546
2021	$2,661,747	$2,483,779	$3,032,668	$177,968
2020	$2,097,107	$2,430,132	$2,808,649	$-333,025
2019	$3,121,319	$2,638,531	$3,277,044	$482,788
2018	$1,841,168	$2,591,456	$2,529,577	$-750,288

CEDAR VALLEY UNITED WAY