Humboldt, IA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Power Co-op Employees Credit Union, founded in 1956, is a community nonprofit that reported $4.2M in total revenue in fiscal year 2025. Revenue grew 19% year-over-year, indicating healthy expansion. The organization ran a surplus of $851K, a strong 20% operating margin.
Provide lending, savings, and other financial services to qualifying members with a service-based emphasis that recognizes the members' statuses as owners.
Creating sources of credit at fair and reasonable rates of interest, encouraging habits of thrift among the members, and providing opportunities for members to use and control their own money on a...
Creating sources of credit at fair and reasonable rates of interest, encouraging habits of thrift among the members, and providing opportunities for members to use and control their own money on a democratic basis in order to improve their economic and social condition.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $4,212,846 | $3,530,211 | +0.2% |
| Expenses | $3,361,572 | $2,702,453 | +0.2% |
| Net Income | $851,274 | $827,758 | +0.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Andrea Harms | Current Manager | 50.00 |
|
$100,000 | $3,000 | $103,000 |
| Sandra Wurn | Chairperson | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Michael Carpenter | Vice Chair | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Lori Demuth | Secretary | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Dorothy Goodell | President | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Hannah Himrod | Audit Chair | 0.00 |
Director
|
$0 | $0 | $0 |
| Lynne Raveling | Audit Committee | 0.00 |
Director
|
$0 | $0 | $0 |
| John Betts | Audit Committee | 0.00 |
Director
|
$0 | $0 | $0 |
| Sarah Dornath | Credit Chair | 0.00 |
Director
|
$0 | $0 | $0 |
| Kallie Davis | Credit Committe | 0.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,212,846 | $3,361,572 | $80,890,426 | $851,274 |
| 2024 | $3,530,211 | $2,702,453 | $70,276,014 | $827,758 |
| 2023 | $2,347,716 | $1,890,838 | $63,785,205 | $456,878 |
| 2022 | $1,838,871 | $1,268,379 | $56,718,757 | $570,492 |
| 2021 | $1,585,098 | $1,097,098 | $53,814,360 | $488,000 |
| 2020 | $1,593,392 | $990,794 | $42,167,943 | $602,598 |
| 2019 | $1,583,097 | $844,766 | $34,271,272 | $738,331 |
| 2018 | $1,438,982 | $780,448 | $34,682,461 | $658,534 |
Compare Power Co-op Employees Credit Union with other nonprofits in Iowa and across the country.