SELF-HELP INTERNATIONAL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

NORA TOBIN

Phone

3193524040

Tax Period

2025-01-01 to 2025-12-31

SELF-HELP INTERNATIONAL, founded in 1959, is a community nonprofit in the International Affairs sector that reported $1.2M in total revenue in fiscal year 2025. Revenue surged 43% from the prior year, signaling strong growth momentum.

Mission

ALLEVIATE HUNGER BY HELPING PEOPLE HELP THEMSELVES.

Program Service Accomplishments

Program 1

Expenses: $853,191

SELF-HELP WORKS TO ALLEVIATE HUNGER BY ASSISTING THE RURAL POOR, SMALL-SCALE FARMERS AND RELATED ENTERPRISES IN DEVELOPING COUNTRIES. WE HELP THEM BECOME SELF-RELIANT IN MEETING THE NEEDS OF FAMILIES AND COMMUNITIES THROUGH TRAINING, EDUCATION, LEADERSHIP DEVELOPMENT, AND OTHER FORMS OF ASSISTANCE. DURING THE YEAR, THE ORGANIZATION WAS ABLE TO DIRECTLY SUPPORT APPROXIMATELY 5,308 AND 1,078 INDIVIDUALS IN GHANA AND NICARAGUA, RESPECTIVELY. IN ADDITION, THE ORGANIZATION ESTIMATES THAT 64,105 PEOPLE IN NICARAGUA HAVE ACCESS TO CLEAN WATER AS A RESULT OF THEIR EFFORTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $870,795

Program Service Revenue $0

Investment Income $130,035

Other Revenue $169,168

TOTAL REVENUE $1,169,998

Expense Breakdown

Grants Paid $732,250

Salaries & Benefits $319,741

Fundraising Expenses $190,636

Program Expenses $853,191

Other Expenses $172,246

TOTAL EXPENSES $1,224,237

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,169,998	$818,824	+0.4%
Expenses	$1,224,237	$865,010	+0.4%
Net Income	$-54,239	$-46,186	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$114,649

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PATRICIA MARTIN	PRESIDENT	3.00	Officer Director	$0	$0	$0
RICHARD NEAL	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
WILLIAM ERKEN	TREASURER	2.00	Officer Director	$0	$0	$0
BARBARA HATINGER	SECRETARY	2.00	Officer Director	$0	$0	$0
WILLIAM EDWARDS	DIRECTOR	8.00	Director	$0	$0	$0
JULIE PENNINGTON	DIRECTOR	2.00	Director	$0	$0	$0
KEITH SWANSON	DIRECTOR	2.00	Director	$0	$0	$0
DOROTHY MASINDE	DIRECTOR	1.00	Director	$0	$0	$0
MARY JANE OAKLAND	DIRECTOR	2.00	Director	$0	$0	$0
JERRY PERKINS	DIRECTOR	2.00	Director	$0	$0	$0
CAROL RICHARDSON SMITH	DIRECTOR	1.00	Director	$0	$0	$0
NICK TAIBER	DIRECTOR	1.00	Director	$0	$0	$0
DORIS MONTGOMERY	DIRECTOR	4.00	Director	$0	$0	$0
NORA TOBIN	EXECUTIVE DIRECTOR	40.00	Officer	$107,769	$6,880	$114,649

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,169,998	$1,224,237	$1,753,684	$-54,239
2024	No data	No data	No data	No data
2023	$689,267	$812,131	$1,874,961	$-122,864
2022	$754,691	$806,776	$1,827,118	$-52,085
2022	$754,691	$806,776	$1,827,118	$-52,085
2021	$936,578	$741,813	$2,043,456	$194,765
2021	$936,578	$741,813	$2,043,456	$194,765
2020	$696,673	$675,593	$1,618,798	$21,080
2019	$649,827	$609,805	$1,471,717	$40,022