GREATER CEDAR RAPIDS HOUSING & BUILDING ASSOCIATION (EIN 421016172) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

MELISSA OLSON

Phone

3193950778

Tax Period

2025-01-01 to 2025-12-31

GREATER CEDAR RAPIDS HOUSING & BUILDING ASSOCIATION, founded in 1957, is a small nonprofit that reported $431K in total revenue in fiscal year 2025. Expenses of $411K left a modest 5% surplus.

Mission

TO ASSOCIATE THE HOME BUILDERS FOR PURPOSES OF MUTUAL ADVANTAGE & COOPERATION

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $110,079

Program Service Revenue $199,783

Investment Income $12,823

Other Revenue $107,818

TOTAL REVENUE $430,503

Expense Breakdown

Grants Paid $37,720

Salaries & Benefits $104,335

Fundraising Expenses $0

Other Expenses $268,653

TOTAL EXPENSES $410,708

Year-over-Year Comparison

	2025	2024	Change
Revenue	$430,503	$436,479	0.0%
Expenses	$410,708	$426,514	0.0%
Net Income	$19,795	$9,965	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$99,056

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOTH JAMIE	IMMEDIATE PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
SKOGMAN JENNIFER	PRESIDENT	1.00	Officer Director	$0	$0	$0
SATTLER JOE	FIRST VICE PRESDIENT	1.00	Officer Director	$0	$0	$0
HAGARTY BRIAN	SECOND VICE PRESDIENT	1.00	Officer Director	$0	$0	$0
ZIMMERMAN JUSTIN	TREASURER	1.00	Officer Director	$0	$0	$0
MURPHY RJ	SECRETARY	1.00	Officer Director	$0	$0	$0
BECICKA DAVE	DIRECTOR	0.50	Director	$0	$0	$0
BECKER ANDY	DIRECTOR	0.50	Director	$0	$0	$0
BLOK JR	DIRECTOR	0.50	Director	$0	$0	$0
CASEY TOM	DIRECTOR	0.50	Director	$0	$0	$0
DOUGLASS ERIN	DIRECTOR	0.50	Director	$0	$0	$0
KERN DUSTIN	DIRECTOR	0.50	Director	$0	$0	$0
LIDDIARD LARRY	DIRECTOR	0.50	Director	$0	$0	$0
MCGREW JIM	DIRECTOR	0.50	Director	$0	$0	$0
MILLER AMY	DIRECTOR	0.50	Director	$0	$0	$0
RILEY ROBERT	DIRECTOR	0.50	Director	$0	$0	$0
UTZINGER KATHY	DIRECTOR	0.50	Director	$0	$0	$0
SPINA DEAN	DIRECTOR	0.50	Director	$0	$0	$0
THUMMA BRYAN	DIRECTOR	0.50	Director	$0	$0	$0
SATTLER JIM	DIRECTOR	0.50	Director	$0	$0	$0
PELLY CHAD	DIRECTOR	0.50	Director	$0	$0	$0
SKOGMAN HUNTER	DIRECTOR	0.50	Director	$0	$0	$0
RETZ DREW	DIRECTOR	0.50	Director	$0	$0	$0
HOEGER MARTY	DIRECTOR	0.50	Director	$0	$0	$0
OLSON MELISSA	EXECUTIVE DIRECTOR	40.00	Officer	$84,556	$14,500	$99,056

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$430,503	$410,708	$652,563	$19,795
2024	$436,479	$426,514	$631,028	$9,965
2023	$398,582	$396,197	$652,686	$2,385
2022	$390,302	$374,854	$654,406	$15,448
2021	$537,933	$335,978	$664,556	$201,955
2020	$229,695	$259,244	$452,893	$-29,549
2019	$345,003	$312,496	$404,120	$32,507
2018	$356,137	$318,186	$355,923	$37,951

GREATER CEDAR RAPIDS HOUSING & BUILDING ASSOCIATION