DES MOINES POLICE DEPARTMENT RETIREES INS PREMIUM PAYMENT PL TR (EIN 421168960) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Principal Officer

DAVE MURILLO

Phone

5152467804

Tax Period

2018-07-01 to 2019-06-30

DES MOINES POLICE DEPARTMENT RETIREES INS PREMIUM PAYMENT PL TR, founded in 1981, is a micro nonprofit that reported $108 in total revenue in fiscal year 2018. Revenue fell 100% from the prior year — a significant decline worth monitoring. Expenses of $193K exceeded revenue, resulting in a 178579% operating deficit.

Mission

EXEMPT PURPOSE IS TO HELP PAY HEALTH INSURANCE PREMIUMS FOR RETIRED MEMBERS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $108

Other Revenue $0

TOTAL REVENUE $108

Expense Breakdown

Grants Paid $0

Salaries & Benefits $12,500

Fundraising Expenses $0

Program Expenses $99,973

Other Expenses $80,500

TOTAL EXPENSES $192,973

Year-over-Year Comparison

	2018	2017	Change
Revenue	$108	$92,358	-1.0%
Expenses	$192,973	$1,699,695	-0.9%
Net Income	$-192,865	$-1,607,337	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$12,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARRY CRAMER	TRUSTEE	1.00	Director	$2,500	$0	$2,500
DAVE MURILLO	TRUSTEE	1.00	Director	$2,500	$0	$2,500
RAY GALLARDO	TRUSTEE	1.00	Director	$2,500	$0	$2,500
ROBERT CARLSON	TRUSTEE	1.00	Director	$2,500	$0	$2,500
ROGER STILES	TRUSTEE	1.00	Director	$2,500	$0	$2,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$108	$192,973	No data	$-192,865
2018	$92,358	$1,699,695	$192,865	$-1,607,337

DES MOINES POLICE DEPARTMENT RETIREES INS PREMIUM PAYMENT PL TR