BREAD OF LIFE PRESBYTERIAN CHURCH FOUNDATION OF DUBUQUE IOWA (EIN 421195278) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Principal Officer

JOHN ADAMS

Phone

5635831729

Tax Period

2025-01-01 to 2025-12-31

BREAD OF LIFE PRESBYTERIAN CHURCH FOUNDATION OF DUBUQUE IOWA, founded in 1982, is a small nonprofit that reported $112K in total revenue in fiscal year 2025. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $65K, a strong 58% operating margin.

Mission

TO MANAGE A PERMANAENT ENDOWMENT FUND BY ACTIVELY SEEKING BOTH GIFTS AND BEQUESTS FROM MEMBERS AND FRIENDS OF THE CHURCH IN ORDER TO PROVIDE FINANCIAL RESOURCES IN PERPETUITY TO SUPPORT SPECIFIC PROJECTS WITHIN THE CHURCH AND ITS MISSION AND MINISTRY WITHN THE COMMUNITY AND THROUGHOUT THE WORLD.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $7,684

Program Service Revenue $0

Investment Income $104,081

Other Revenue $0

TOTAL REVENUE $111,765

Expense Breakdown

Grants Paid $34,294

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $34,294

Other Expenses $12,391

TOTAL EXPENSES $46,685

Year-over-Year Comparison

	2025	2024	Change
Revenue	$111,765	$89,212	+0.3%
Expenses	$46,685	$24,578	+0.9%
Net Income	$65,080	$64,634	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
JOHN ADAMS	President	Officer Director	$0	$0	$0
PAUL DELONG	Vice President	Officer Director	$0	$0	$0
JIM HUFF	Treasurer	Officer Director	$0	$0	$0
ANNALEE WARD	Secretary	Officer Director	$0	$0	$0
GLINDA MANTERNACH	Director	Director	$0	$0	$0
RICH HENDERSON	Director	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$111,765	$46,685	$1,631,350	$65,080
2024	No data	No data	No data	No data
2023	$35,208	$43,872	$1,360,344	$-8,664
2022	$39,600	$42,332	$1,238,484	$-2,732
2021	$129,957	$26,798	$1,497,373	$103,159
2020	$503,812	$14,643	$1,331,926	$489,169
2019	$38,809	$23,943	$730,150	$14,866
2018	$48,859	$20,272	$637,090	$28,587

BREAD OF LIFE PRESBYTERIAN CHURCH FOUNDATION OF DUBUQUE IOWA