DYERSVILLE AREA CHAMBER OF COMMERCE (EIN 421259078) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

ASHLEY COSSELMAN

Phone

5638752311

Tax Period

2023-01-01 to 2023-12-31

DYERSVILLE AREA CHAMBER OF COMMERCE, founded in 1985, is a small nonprofit that reported $243K in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion.

Mission

THE DYERSVILLE AREA CHAMBER OF COMMERCE WORKS TO PROMOTE THE DYERSVILLE AREA TO ATTRACT BUSINESS, RESIDENTS, & TOURISM. THEY DEVELOP SOCIAL RELATIONS WITHIN THE COMMUNITY. THERE ARE OVER 300 MEMBERS INVOLVED IN THE DYERSVILLE CHAMBER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $71,377

Program Service Revenue $162,691

Investment Income $4,588

Other Revenue $3,944

TOTAL REVENUE $242,600

Expense Breakdown

Grants Paid $0

Salaries & Benefits $120,214

Fundraising Expenses $0

Program Expenses $243,899

Other Expenses $116,038

TOTAL EXPENSES $243,899

Year-over-Year Comparison

	2023	2022	Change
Revenue	$242,600	$210,256	+0.2%
Expenses	$243,899	$228,695	+0.1%
Net Income	$-1,299	$-18,439	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ASHLEY COSSELMAN	PRESIDENT	1.00	Director	$0	$0	$0
JENNIFER RECKER	PRESIDENT ELECT	1.00	Director	$0	$0	$0
MITCH TAUKE	VICE PRESIDENT	1.00	Director	$0	$0	$0
LISA MAIERS	TREASURER	1.00	Director	$0	$0	$0
LARRY BENN	DIRECTOR	1.00	Director	$0	$0	$0
JESSICA JACOBSON	DIRECTOR	1.00	Director	$0	$0	$0
MARY KLOSTERMANN	DIRECTOR	1.00	Director	$0	$0	$0
MADDIE ALLEN	DIRECTOR	1.00	Director	$0	$0	$0
DR JOSH WOODLAND	DIRECTOR	1.00	Director	$0	$0	$0
DR KAREN RUNDE	DIRECTOR	1.00	Director	$0	$0	$0
STEVE BOECKENSTEDT	PAST PRESIDENT	1.00	Director	$0	$0	$0
KARLA THOMPSON	EXECUTIVE DIRECTOR	40.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$242,600	$243,899	$255,249	$-1,299
2022	$210,256	$228,695	$237,180	$-18,439

DYERSVILLE AREA CHAMBER OF COMMERCE