RIVER ACTION INC (EIN 421267366) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

KATHY WINE

Phone

5633222969

Tax Period

2023-01-01 to 2023-12-31

RIVER ACTION INC, founded in 1984, is a small nonprofit that reported $504K in total revenue in fiscal year 2023. Revenue decreased 10% compared to the prior year. Expenses of $485K left a modest 4% surplus.

Mission

RIVER ACTION STRIVES TO FOSTER THE ENVIRONMENTAL, ECONOMIC, AND CULTURAL VITALITY OF THE MISSISSIPPI RIVER AND ITS RIVER FRONT IN THE QUAD CITY REGION.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $381,291

Program Service Revenue $99,846

Investment Income $4,186

Other Revenue $19,002

TOTAL REVENUE $504,325

Expense Breakdown

Grants Paid $0

Salaries & Benefits $157,458

Fundraising Expenses $5,857

Program Expenses $383,433

Other Expenses $327,512

TOTAL EXPENSES $484,970

Year-over-Year Comparison

	2023	2022	Change
Revenue	$504,325	$558,001	-0.1%
Expenses	$484,970	$410,423	+0.2%
Net Income	$19,355	$147,578	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

395

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$2,977

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BETH CLARK	DIRECTOR	1.00	Director	$2,977	$0	$2,977
JEFF ANDERSON	DIRECTOR	1.00	Director	$0	$0	$0
MARILYNN BARTELS	TREASURER	1.00	Officer Director	$0	$0	$0
JOE CHAMBERS	DIRECTOR	1.00	Director	$0	$0	$0
TIM CHEN	DIRECTOR	1.00	Director	$0	$0	$0
JACK CULLEN	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
BROCK EARNHARDT	DIRECTOR	1.00	Director	$0	$0	$0
TOM HEPNER	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER HIRSCH	PRESIDENT	1.00	Officer Director	$0	$0	$0
JIM HUISKAMP	DIRECTOR	1.00	Director	$0	$0	$0
SARAH LANDE	DIRECTOR	1.00	Director	$0	$0	$0
DR NORM MOLINE	DIRECTOR	1.00	Director	$0	$0	$0
MATT OSTROM	DIRECTOR	1.00	Director	$0	$0	$0
TERRY OUSLEY	DIRECTOR	1.00	Director	$0	$0	$0
RITA RAWSON	DIRECTOR	1.00	Director	$0	$0	$0
JOHN RICHES	DIRECTOR	1.00	Director	$0	$0	$0
ANSHU SINGH	DIRECTOR	1.00	Director	$0	$0	$0
KATHY WINE	EXECUTIVE DI	55.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$504,325	$484,970	$415,567	$19,355
2022	$558,001	$410,423	$357,992	$147,578
2021	$466,097	$332,223	$229,641	$133,874
2020	$445,178	$378,432	$136,448	$66,746
2019	$389,488	$427,105	$31,916	$-37,617
2018	$420,903	$396,123	$68,724	$24,780

RIVER ACTION INC