Margaret Bock Housing

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

Jim Federer

Phone

3193616871

Tax Period

2024-01-01 to 2024-12-31

Margaret Bock Housing, founded in 2000, is a small nonprofit in the Housing & Shelter sector that reported $170K in total revenue in fiscal year 2024.

Mission

To provide one room apartment units to single adults at below market rental rates.

Program Service Accomplishments

Program 1

Expenses: $161,140 Revenue: $160,561

To provide 36 one room apartment units to single adults at below market rental rates.

Program 2

Expenses: $7,870 Revenue: $0

Charitable contributions made.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,850

Program Service Revenue $160,561

Investment Income $3,530

Other Revenue $0

TOTAL REVENUE $169,941

Expense Breakdown

Grants Paid $0

Salaries & Benefits $69,988

Fundraising Expenses $0

Program Expenses $169,010

Other Expenses $99,022

TOTAL EXPENSES $169,010

Year-over-Year Comparison

	2024	2023	Change
Revenue	$169,941	$171,125	0.0%
Expenses	$169,010	$150,545	+0.1%
Net Income	$931	$20,580	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$43,492

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Pam Bock	President	4.00	Officer	$0	$0	$0
Michael Williams	Board Member	20.00	Officer Highest	$43,492	$0	$43,492
Donna Jiruska	Secretary	2.00	Officer	$0	$0	$0
Jim Federer	Treasurer	1.00	Director	$0	$0	$0
Mark Minger	Vice President	1.00	Director	$0	$0	$0
David Jiruska	Board Member	1.00	Director	$0	$0	$0
Bob Kappmeyer	Board Member	1.00	Director	$0	$0	$0
Robin Brunner	Board Member	1.00	Director	$0	$0	$0
Jeff Hazzard	Board Member	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$169,941	$169,010	$255,646	$931
2023	$171,125	$150,545	$252,716	$20,580
2022	$150,103	$168,187	$227,941	$-18,084
2021	$153,815	$145,940	$245,727	$7,875
2020	$147,932	$140,549	$234,217	$7,383
2019	$146,534	$130,541	$230,443	$15,993
2018	$137,490	$132,530	$211,048	$4,960