SHELTER FROM THE STORM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

PAMELA WHITE

Tax Period

2025-01-01 to 2025-12-31

SHELTER FROM THE STORM, founded in 2009, is a small nonprofit in the Housing & Shelter sector that reported $222K in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum. Net assets of $502K represent 27 months of operating reserves.

Mission

PROVIDE TRANSITIONAL HOUSING SUPPORT FOR HOMELESS

Program Service Accomplishments

Program 1

Expenses: $238,846 Revenue: $53,425

PROVIDED TRANSITIONAL HOUSING AND SUPPORTIVE SERVICES TO 14 ADULTS AND 32 CHILDREN THROUGHOUT 2025, INCLUDING CASE MANAGEMENT SERVICES, USING FIVE APARTMENTS, THAT SFTS RENTED, FURNISHED, AND PAID...

PROVIDED TRANSITIONAL HOUSING AND SUPPORTIVE SERVICES TO 14 ADULTS AND 32 CHILDREN THROUGHOUT 2025, INCLUDING CASE MANAGEMENT SERVICES, USING FIVE APARTMENTS, THAT SFTS RENTED, FURNISHED, AND PAID UTILITIES

Program 2

Expenses: $4,450

CONDUCTED PARENTING MEETINGS WEEKLY DURING THE SCHOOL YEAR, MOSTLY SINGLE MOTHERS IN THE COMMUNITY TO PROVIDE OPPORTUNITIES FOR MUTUAL SUPPORT ALONG WITH BASIC SESSIONS ON MANAGEMENT OF HOME...

CONDUCTED PARENTING MEETINGS WEEKLY DURING THE SCHOOL YEAR, MOSTLY SINGLE MOTHERS IN THE COMMUNITY TO PROVIDE OPPORTUNITIES FOR MUTUAL SUPPORT ALONG WITH BASIC SESSIONS ON MANAGEMENT OF HOME FINANCIES, CHILD GUIDANCE AND NUTRITION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $121,075

Program Service Revenue $53,425

Investment Income $13,613

Other Revenue $34,213

TOTAL REVENUE $222,326

Expense Breakdown

Grants Paid $0

Salaries & Benefits $114,205

Fundraising Expenses $0

Program Expenses $243,296

Other Expenses $129,091

TOTAL EXPENSES $243,296

Year-over-Year Comparison

	2025	2024	Change
Revenue	$222,326	$176,749	+0.3%
Expenses	$243,296	$201,352	+0.2%
Net Income	$-20,970	$-24,603	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LINDA HARRIS	EXECUTIVE DIRECTOR	040.00	Director Key Emp	$0	$0	$0
MARCEA BELLETETE	MEMBER AT LARGE	000.50	Director	$0	$0	$0
TODD MUILENBERG	MEMBER AT LARGE	000.25	Director	$0	$0	$0
STEVE MILLER	MEMBER AT LARGE	000.25	Director	$0	$0	$0
GREG WALSH	MEMBER AT LARGE	000.25	Director	$0	$0	$0
CHUCK SAUNDERS	MEMBER AT LARGE	000.25	Director	$0	$0	$0
STEPHANIE FAULKNER	MEMBER AT LARGE	000.25	Director	$0	$0	$0
STEPHANIE THOMPSON	MEMBER AT LARGE	000.25	Director	$0	$0	$0
MARCEA GUSTAFSON-BELLETETE	MEMBER AT LARGE	000.25	Director	$0	$0	$0
LINDA HUNT	MEMBER AT LARGE	000.25	Director	$0	$0	$0
CHRISTOPHER R LABREQUE	MEMBER AT LARGE	000.25	Director	$0	$0	$0
SARA C BELLETETE	MEMBER AT LARGE	000.25	Director	$0	$0	$0
KORK LITTLE	TREASURER	001.00	Officer	$0	$0	$0
LINDA BRUMMER	CORRESPONDENCE SECRETARY	001.00	Officer	$0	$0	$0
PAMELA WHITE	CHAIR	000.25	Officer	$0	$0	$0
DEBRA WHITNEY	RECORDING SECRETARY	001.00	Officer	$0	$0	$0
JUSTIN MACARTHUR CHARLES	VICE CHAIR	000.25	Officer	$0	$0	$0
DAVID JEFFRIES	CHAIR	000.25	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$222,326	$243,296	$508,970	$-20,970
2024	$176,749	$201,352	$531,991	$-24,603
2023	$170,321	$189,188	$560,176	$-18,867
2022	$166,439	$174,191	$581,997	$-7,752
2021	$167,464	$149,765	$588,396	$17,699
2020	$248,435	$138,487	$565,291	$109,948
2019	$164,333	$141,199	$468,118	$23,134
2018	$353,044	$123,441	$440,981	$229,603