ST ATHANASIUS CREDIT UNION

EIN: 426057316

JESUP, IA

Total Revenue
$43,658
Total Expenses
$40,840
Total Assets
$502,130
Net Assets
$501,315
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
IA
Principal Officer
SUSAN CURRY
Phone
3198276595
Tax Period
2025-01-01 to 2025-12-31

ST ATHANASIUS CREDIT UNION, founded in 1995, is a micro nonprofit that reported $44K in total revenue in fiscal year 2025. Expenses of $41K left a modest 6% surplus.

Mission

CREATES A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, ENCOURAGE HABITS OF THRIFT AMONG THEIR MEMBERS, AND PROVIDE AN OPPORTUNITY FOR THEIR MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $37,674
Investment Income $5,984
Other Revenue $0
TOTAL REVENUE $43,658

Expense Breakdown

Grants Paid $0
Salaries & Benefits $24,317
Fundraising Expenses $0
Program Expenses $40,840
Other Expenses $16,523
TOTAL EXPENSES $40,840

Year-over-Year Comparison

2025 2024 Change
Revenue $43,658 N/A N/A
Expenses $40,840 N/A N/A
Net Income $2,818 N/A N/A
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
6
Employees
1
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$22,550
Total Directors
1
$22,550
Key Employees
1
$22,550
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
SUSAN CURRY TREASURER 20.00
Officer Director Key Emp
$22,550 $0 $22,550
DONNA AMFAHR SECRETARY 0.25
Officer
$0 $0 $0
DAWN HANSEN LOAN COMMITTEE 0.25
Officer
$0 $0 $0
BENJAMIN BECKER PRESIDENT 0.25
Officer
$0 $0 $0
TINA GEWEKE VICE PRESIDENT 0.25
Officer
$0 $0 $0
MARK KIES LOAN COMMITTEE 0.25
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $43,658 $40,840 $502,130 $2,818
2024 $48,878 $47,202 $636,348 $1,676
2023 $40,399 $39,212 $664,306 $1,187
2022 $36,947 $35,632 $742,010 $1,315
2021 $35,295 $35,149 $808,407 $146
2020 $39,423 $19,217 $778,325 $20,206
2019 $43,989 $43,064 $780,128 $925
2018 $44,288 $43,806 $838,070 $482
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