OZARK BORDER ELECTRIC COOPERATIVE INC (EIN 430445644) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

David Schremp

Phone

5737854631

Tax Period

2025-01-01 to 2025-12-31

OZARK BORDER ELECTRIC COOPERATIVE INC, founded in 1938, is a mid-sized nonprofit that reported $37.6M in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. The organization ran a surplus of $6.5M, a strong 17% operating margin.

Mission

MAINTAIN HIGH LEVELS OF MEMBER SATISFACTION BY PROVIDING POWER IN A SAFE, RELIABLE AND ECONOMICALLY FEASIBLE MANNER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $178,343

Other Revenue $37,375,393

TOTAL REVENUE $37,553,736

Expense Breakdown

Grants Paid $0

Salaries & Benefits $13,315,807

Fundraising Expenses $0

Program Expenses $0

Other Expenses $17,781,239

TOTAL EXPENSES $31,097,046

Year-over-Year Comparison

	2025	2024	Change
Revenue	$37,553,736	$34,442,453	+0.1%
Expenses	$31,097,046	$31,455,650	0.0%
Net Income	$6,456,690	$2,986,803	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

100

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$558,544

Total Directors

$204,175

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID SCHREMP	GENERAL MANAGER	40	Officer	$290,500	$77,382	$367,882
HOLLYE ABNER	MANAGER - FINANCE & ACCOUNTING	40	Officer	$140,717	$49,945	$190,662
DUSTY STROUD	OPERATIONS MANAGER	40	Highest	$140,717	$49,754	$190,471
RANDY HAGER	SERVICE FOREMAN	49.45	Highest	$146,943	$37,924	$184,867
CORBIN INMAN	CREW FOREMAN	50.14	Highest	$146,607	$37,924	$184,531
JASON SISK	SERVICE FOREMAN	49.37	Highest	$143,165	$37,194	$180,359
BOBBY DICKEN	SERVICE FOREMAN	48.66	Highest	$140,707	$37,448	$178,155
FRANKLIN ATCHISON	BOARD MEMBER	8.50	Director	$26,500	$0	$26,500
CURTIS CLARK	BOARD SECRETARY/TREASURER	6.25	Director	$19,500	$0	$19,500
DENNIS LEGRAND	BOARD MEMBER	6.25	Director	$19,500	$0	$19,500
JIM HOVER	BOARD PRESIDENT	5.93	Director	$18,500	$0	$18,500
LEE WRIGHT	BOARD MEMBER	5.93	Director	$18,500	$0	$18,500
JAMES CHAD PARKER	BOARD MEMBER	4.97	Director	$15,500	$0	$15,500
JORDAN COLLINS	BOARD MEMBER	4.81	Director	$15,000	$0	$15,000
JUDY LUNSFORD	BOARD VICE PRESIDENT	4.65	Director	$14,500	$0	$14,500
DEWAYNE LIGONS	BOARD MEMBER	4.65	Director	$14,500	$0	$14,500
GREG LINTZ	BOARD MEMBER	4.49	Director	$14,000	$0	$14,000
BILL HAGER	BOARD MEMBER	4.33	Director	$13,500	$0	$13,500
CHAD PAYNE	BOARD MEMBER	1.93	Director	$6,000	$0	$6,000
DEREK BOYERS	BOARD MEMBER	1.82	Director	$5,675	$0	$5,675
CHARLES BUNTING	BOARD MEMBER	1	Director	$3,000	$0	$3,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$37,553,736	$31,097,046	$286,214,004	$6,456,690
2024	$34,442,453	$31,455,650	$276,119,068	$2,986,803
2023	$30,783,336	$30,612,311	$266,562,065	$171,025
2022	$30,789,906	$30,236,513	$259,148,554	$553,393
2021	$30,435,762	$28,224,795	$251,588,651	$2,210,967
2020	$29,637,996	$26,251,320	$252,558,464	$3,386,676

OZARK BORDER ELECTRIC COOPERATIVE INC