ROLLA CHAMBER OF COMMERCE CORP

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Principal Officer

JESSICA BARRON

Phone

5733643577

Tax Period

2025-01-01 to 2025-12-31

ROLLA CHAMBER OF COMMERCE CORP, founded in 1922, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2025. Revenue surged 35% from the prior year, signaling strong growth momentum. The organization ran a surplus of $224K, a strong 18% operating margin.

Mission

STIMULATE ECONOMIC GROWTH IN THE ROLLA MISSOURI AREA

Program Service Accomplishments

Program 1

Expenses: $848,025

PROMOTE GENERAL BUSINESS AND ECONOMIC ACTIVITY IN THE ROLLA AREA BY PLANNING AND HOSTING EVENTS WITH A BROAD-BASED APPEAL.

Program 2

PROMOTE TOURISM IN THE ROLLA AREA BY MAINTAINING THE VISITORS CENTER AND HOSTING VARIOUS SPECIAL EVENTS FOR INDIVIDUALS OUTSIDE THE AREA.

Program 3

ENHANCE COMMUNICATION AMONG CHAMBER MEMBERS THROUGH THE PUBLICATION OF A WEEKLY AND MONTHLY NEWSLETTER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,218,015

Program Service Revenue $0

Investment Income $4,777

Other Revenue $4,400

TOTAL REVENUE $1,227,192

Expense Breakdown

Grants Paid $42,350

Salaries & Benefits $361,134

Fundraising Expenses $0

Program Expenses $848,025

Other Expenses $600,040

TOTAL EXPENSES $1,003,524

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,227,192	$906,698	+0.4%
Expenses	$1,003,524	$959,528	+0.0%
Net Income	$223,668	$-52,830	-5.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JESSICA BARRON	PRESIDENT	1.00	Officer Director	$0	$0	$0
KATIE BRUMMET	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT PROFFITT	DIRECTOR	1.00	Director	$0	$0	$0
MELANIE KEENEY	DIRECTOR	1.00	Director	$0	$0	$0
CODY HONSE	DIRECTOR	1.00	Director	$0	$0	$0
CARMIN HRIBAR	DIRECTOR	1.00	Director	$0	$0	$0
TRACY JENKINS	DIRECTOR	1.00	Director	$0	$0	$0
DEBBIE COOK	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINA MOUSADAKOS	DIRECTOR	1.00	Director	$0	$0	$0
JAMIE MYERS	DIRECTOR	1.00	Director	$0	$0	$0
SHERRY STITES	PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
AMBER STIENBARGER	DIRECTOR	1.00	Director	$0	$0	$0
RACHEL GUTH	PRESIDENT ELECT	1.00	Officer Director	$0	$0	$0
STEVIE KEARSE	EXECUTIVE DIRECTOR	40.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,227,192	$1,003,524	$1,196,583	$223,668
2024	$906,698	$959,528	$991,491	$-52,830
2023	$913,945	$796,507	$945,186	$117,438
2022	$818,372	$707,714	$850,339	$110,658
2021	$682,098	$560,485	$619,089	$121,613
2020	$581,649	$544,369	$490,583	$37,280
2019	$615,751	$625,351	$529,816	$-9,600
2018	$619,088	$593,612	$489,414	$25,476