TEAMSTERS LOCAL UNION NO 682

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1946

Legal Domicile

Principal Officer

MATTHEW STEWARD

Phone

3146478350

Tax Period

2025-01-01 to 2025-12-31

TEAMSTERS LOCAL UNION NO 682, founded in 1946, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2025. Expenses of $1.9M exceeded revenue, resulting in a 12% operating deficit.

Mission

ORGANIZE AND REPRESENT UNION MEMBERS THROUGH THE COLLECTIVE BARGAINING PROCESS REGARDING WAGES, BENEFITS, WORKING CONDITIONS AND OTHER RELATED WORKPLACE ISSUES INVOLVING COLLECTIVE BARGAINING.

Program Service Accomplishments

Program 1

Expenses: $1,322,236

ORGANIZE AND REPRESENT UNION MEMBERS THROUGH THE COLLECTIVE BARGAINING PROCESS REGARDING WAGES, BENEFITS, WORKING CONDITIONS AND OTHER RELATED WORKPLACE ISSUES. THE LOCAL SHALL ALSO REPRESENT UNION MEMBERS IN RESOLVING CONFLICTS RELATING TO THEIR EMPLOYMENT UNDER COLLECTIVE BARGAINING AGREEMENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,680,699

Investment Income $0

Other Revenue $10,392

TOTAL REVENUE $1,691,091

Expense Breakdown

Grants Paid $0

Salaries & Benefits $928,210

Fundraising Expenses $0

Program Expenses $1,322,236

Other Expenses $970,470

TOTAL EXPENSES $1,898,680

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,691,091	$1,640,703	+0.0%
Expenses	$1,898,680	$1,559,584	+0.2%
Net Income	$-207,589	$81,119	-3.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$191,821

Total Directors

$286,555

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SCOTT HILL	SECRETARY-TREASURER	40.00	Director	$91,167	$0	$91,167
ROBERT RADEMACHER	TRUSTEE/BA	3.00	Director	$94,012	$0	$94,012
LOWELL PREWITT	VICE PRESIDENT	3.00	Director	$5,400	$0	$5,400
FREDDIE DOUGLAS	TRUSTEE	3.00	Director	$4,500	$0	$4,500
TIMOTHY ROLLHAUS	WARDEN	3.00	Director	$2,100	$0	$2,100
WILEY PAYTON SR	TRUSTEE/BA	40.00	Director	$89,376	$0	$89,376
MATTHEW STEWARD	PRESIDENT/PRINCIPAL OFFICE	40.00	Officer	$97,120	$0	$97,120
MARK TUCKER	RECORDING SECRETARY/BA	40.00	Officer	$94,701	$0	$94,701

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,691,091	$1,898,680	$856,104	$-207,589
2024	$1,640,703	$1,559,584	$990,634	$81,119
2023	$1,589,194	$1,576,913	$908,693	$12,281
2022	$1,491,232	$1,469,734	$896,765	$21,498
2021	$1,487,140	$1,487,944	$874,904	$-804
2020	$1,356,779	$1,335,712	$875,886	$21,067
2019	$1,418,965	$1,323,923	$854,650	$95,042
2018	$1,391,226	$1,296,657	$758,886	$94,569