Nora Stewart Early Learning Center (EIN 430662460) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

Cheryl Howard

Phone

5734495981

Tax Period

2023-01-01 to 2023-12-31

Nora Stewart Early Learning Center, founded in 1964, is a small nonprofit in the Education sector that reported $676K in total revenue in fiscal year 2023. Revenue surged 35% from the prior year, signaling strong growth momentum. The organization ran a surplus of $148K, a strong 22% operating margin.

Mission

Provide an educational facility for children ages six weeks to ten years while on a sliding scale for children whose families would not otherwise be able to afford care.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $563,072

Program Service Revenue $111,083

Investment Income $0

Other Revenue $1,727

TOTAL REVENUE $675,882

Expense Breakdown

Grants Paid $0

Salaries & Benefits $392,702

Fundraising Expenses $0

Program Expenses $464,262

Other Expenses $135,670

TOTAL EXPENSES $528,372

Year-over-Year Comparison

	2023	2022	Change
Revenue	$675,882	$501,235	+0.3%
Expenses	$528,372	$395,015	+0.3%
Net Income	$147,510	$106,220	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Deborah Greene	President	1.00	Officer Director	$0	$0	$0
Carla London	Secretary/Member	1.00	Officer Director	$0	$0	$0
Anna Osborn	Member	1.00	Director	$0	$0	$0
Cynthia Chasteen	Member	1.00	Director	$0	$0	$0
Sandra Logan	Member	1.00	Director	$0	$0	$0
Noel Heermance	Member	1.00	Director	$0	$0	$0
Barbara Horrell	Member	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$675,882	$528,372	$398,666	$147,510
2022	$501,235	$395,015	$258,038	$106,220
2021	$340,586	$320,197	$269,489	$20,389
2020	$201,553	$341,063	$177,769	$-139,510
2019	$272,325	$354,477	$218,964	$-82,152
2018	$321,248	$403,977	$259,747	$-82,729

Nora Stewart Early Learning Center