MALDEN CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

KRISTI GREEN

Tax Period

2022-07-01 to 2023-06-30

MALDEN CHAMBER OF COMMERCE, founded in 1973, is a small nonprofit that reported $214K in total revenue in fiscal year 2022.

Mission

PROMOTE THE CITY OF MALDEN, MISSOURI

Program Service Accomplishments

Program 1

Expenses: $163,173 Revenue: $162,087

MALDEN NUTRITION CENTER PROVIDES MEALS TO THE ELDERLY AND HOMEBOUND CITIZENS FOR AREA RESIDENTS ALONG WITH DAY ACTIVITIES.

Program 2

Expenses: $53,559 Revenue: $52,208

DUNKLIN COUNTY RSVP PROGRAM TO PROVIDE FOR THE ELDERLY.

Program 3

Expenses: $1,375

PARADES AND COMMUNITY GATHERINGS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $102,026

Program Service Revenue $0

Investment Income $986

Other Revenue $111,283

TOTAL REVENUE $214,295

Expense Breakdown

Grants Paid $0

Salaries & Benefits $156,596

Fundraising Expenses $0

Program Expenses $218,107

Other Expenses $61,179

TOTAL EXPENSES $218,107

Year-over-Year Comparison

	2022	2021	Change
Revenue	$214,295	N/A	N/A
Expenses	$218,107	N/A	N/A
Net Income	$-3,812	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LYNETTE JENKINS	MEMBER	5.00	Officer	$0	$0	$0
AMY MADDOX	MEMBER	0.00	Officer	$0	$0	$0
LUKE CARTER	MEMBER	0.00	Officer	$0	$0	$0
MIKE BULLOCK	MEMBER	0.00	Officer	$0	$0	$0
MICHELLE LOUGHARY	TREASURER	5.00	Officer	$0	$0	$0
KRISTI GREEN	PRESIDENT	5.00	Officer	$0	$0	$0
GREG HAMPTON	VICE PRESIDENT	5.00	Officer	$0	$0	$0
LEAH ROSE	TREASURER	5.00	Officer	$0	$0	$0
DENTON KOOYMAN	DIRECTOR	40.00	Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$214,295	$218,107	$114,046	$-3,812
2022	$205,978	$232,687	$104,726	$-26,709
2021	$232,448	$216,528	$145,686	$15,920
2020	$222,391	$198,085	$93,615	$24,306