ST ANDREWS RESOURCES FOR SENIORS

EIN: 430784786 501(c)(3) Human Services

ST LOUIS, MO

Total Revenue
$23,337,030
Total Expenses
$28,403,539
Total Assets
$67,251,220
Net Assets
$-62,645,355
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1961
Legal Domicile
MO
Principal Officer
CHAD SNEED
Phone
3149689313
Tax Period
2024-06-01 to 2025-05-31

ST ANDREWS RESOURCES FOR SENIORS, founded in 1961, is a mid-sized nonprofit in the Human Services sector that reported $23.3M in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. Expenses of $28.4M exceeded revenue, resulting in a 22% operating deficit.

Mission

WE SERVE THE NEEDS OF THE ELDERLY POPULATION WITH HOUSING AND SUPPORT SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $183,000
Program Service Revenue $22,643,489
Investment Income $323,072
Other Revenue $187,469
TOTAL REVENUE $23,337,030

Expense Breakdown

Grants Paid $0
Salaries & Benefits $9,104,701
Fundraising Expenses $0
Program Expenses $23,389,256
Other Expenses $19,298,838
TOTAL EXPENSES $28,403,539

Year-over-Year Comparison

2024 2023 Change
Revenue $23,337,030 $25,327,756 -0.1%
Expenses $28,403,539 $27,167,518 +0.0%
Net Income $-5,066,509 $-1,839,762 +1.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
13
Independent Members
13
Employees
178
Volunteers
22

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$1,439,120
Total Directors
13
$0
Key Employees
0
$0
Highest Compensated
3
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DR CRAIG HOWARD SECRETARY 5.00
Officer Director
$0 $0 $0
REV KEVIN GREGORY BOARD MEMBER 5.00
Director
$0 $0 $0
REV RICHARD ELLERBRAKE BOARD MEMBER 5.00
Director
$0 $0 $0
KAREN HARVEY BOARD MEMBER 5.00
Director
$0 $0 $0
M ROBERT HILL MD BOARD MEMBER 5.00
Director
$0 $0 $0
JOSEPHINE EZENWA BOARD MEMBER 5.00
Director
$0 $0 $0
KARL ASHMAN BOARD MEMBER 5.00
Director
$0 $0 $0
LEO MACDONALD JR BOARD MEMBER 5.00
Director
$0 $0 $0
DARCI MADDEN VICE CHAIRMAN 5.00
Officer Director
$0 $0 $0
LISA CHESTNUT BOARD MEMBER 5.00
Director
$0 $0 $0
BISHOP DEON JOHNSON BOARD MEMBER 5.00
Director
$0 $0 $0
NESA JOSEPH BOARD MEMBER 5.00
Director
$0 $0 $0
MARK JORDAN BOARD MEMBER 5.00
Director
$0 $0 $0
BILL HOLMAN PRESIDENT/CEO 1.00
Officer
$0 $55,078 $470,032
JOSEPH GIRARDI CFO 1.00
Officer
$0 $53,394 $325,807
SUSAN LEONARD CIO 1.00
Officer
$0 $14,743 $168,980
JANET LEIGH CDO 1.00
Officer
$0 $2,229 $135,451
MAUREEN DUNN CPSO 1.00
Officer
$0 $26,334 $224,593
CHRISTINE RUTHERFORD CDO 1.00
Officer
$0 $9,388 $114,257
SHELLY MATHON EXECUTIVE DIRECTOR 40.00
Highest
$100,503 $2,660 $103,163
FREDDY ENGLAND EXECUTIVE DIRECTOR 40.00
Highest
$134,553 $1,347 $135,900
LAURA BEAMAN DIRECTOR OF NURSING 40.00
Highest
$110,000 $0 $110,000
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $23,337,030 $28,403,539 $67,251,220 $-5,066,509
2024 $25,327,756 $27,167,518 $71,178,130 $-1,839,762
2023 $22,086,157 $24,651,488 $67,689,867 $-2,565,331
2022 $21,721,576 $24,014,047 $73,029,515 $-2,292,471
2021 $21,102,662 $23,719,465 $76,568,194 $-2,616,803
2020 $26,756,926 $27,466,842 $81,073,664 $-709,916
2019 $24,504,901 $26,095,059 $82,241,920 $-1,590,158
2018 $24,808,668 $26,370,799 $88,232,482 $-1,562,131
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