ST CLAIR AREA CHAMBER OF COMMERCE

EIN: 431090399

SAINT CLAIR, MO

Total Revenue
$361,323
Total Expenses
$335,599
Total Assets
$175,260
Net Assets
$169,210
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1957
Legal Domicile
MO
Tax Period
2023-01-01 to 2023-12-31

ST CLAIR AREA CHAMBER OF COMMERCE, founded in 1957, is a small nonprofit that reported $361K in total revenue in fiscal year 2023. Expenses of $336K left a modest 7% surplus.

Mission

TO PROMOTE THE CITY AND COMMUNITY BUSINESSES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $48,166
Program Service Revenue $310,047
Investment Income $3,110
Other Revenue $0
TOTAL REVENUE $361,323

Expense Breakdown

Grants Paid $1,000
Salaries & Benefits $194,597
Fundraising Expenses $0
Program Expenses $335,599
Other Expenses $140,002
TOTAL EXPENSES $335,599

Year-over-Year Comparison

2023 2022 Change
Revenue $361,323 N/A N/A
Expenses $335,599 N/A N/A
Net Income $25,724 N/A N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
7
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
2
$0
Key Employees
1
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CHARLENE SALING EXECUTIVE DIRECTOR 32.00
Director Key Emp
$0 $0 $0
MELISSA HUSEREAU VICE PRESIDENT 0.00
Director
$0 $0 $0
CHERYL DAY LIPPERT PRESIDENT 0.00
Officer
$0 $0 $0
CHRISTINE DULWORTH PAST PRESIDENT 0.00
Officer
$0 $0 $0
CLAYTON BUCKTHORPE SECRETARYTREASURER 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $361,323 $335,599 $175,260 $25,724
2022 $321,325 $347,306 $150,569 $-25,981
2021 $352,623 $380,398 $190,337 $-27,775
2020 $246,983 $190,545 $208,564 $56,438
2019 $230,228 $175,945 $163,512 $54,283
2018 $200,813 $167,890 $119,433 $32,923
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