Midwest Gateway RV Dealers Association (EIN 431128912) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

Bob Meyer

Phone

3143929840

Tax Period

2024-04-01 to 2025-03-31

Midwest Gateway RV Dealers Association, founded in 1990, is a small nonprofit that reported $657K in total revenue in fiscal year 2024. Revenue decreased 19% compared to the prior year. Expenses of $801K exceeded revenue, resulting in a 22% operating deficit.

Mission

PROMOTIONAL ACTIVITIES FOR THE ST LOUIS RECREATIONAL VEHICLE DEALERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $656,993

Investment Income $0

Other Revenue $0

TOTAL REVENUE $656,993

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $754,007

Other Expenses $800,740

TOTAL EXPENSES $800,740

Year-over-Year Comparison

	2024	2023	Change
Revenue	$656,993	$806,778	-0.2%
Expenses	$800,740	$535,675	+0.5%
Net Income	$-143,747	$271,103	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Matthew Elbert	Trustee	2.00	Director	$0	$0	$0
Bradley Eubank	Secretary	2.00	Director	$0	$0	$0
Warren Patton	President	2.00	Officer	$0	$0	$0
Bob Meyer	Treasurer	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$656,993	$800,740	$528,415	$-143,747
2024	$806,778	$535,675	$673,911	$271,103
2023	$796,397	$841,735	$399,285	$-45,338
2022	$772,054	$559,351	$455,319	$212,703
2020	$622,130	$578,246	$412,548	$43,884
2019	$601,088	$517,237	$440,353	$83,851

Midwest Gateway RV Dealers Association