PECULIAR SENIOR CITIZEN HOUSING INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

SANDRA HIGGINS

Phone

4176244144

Tax Period

2025-01-01 to 2025-12-31

PECULIAR SENIOR CITIZEN HOUSING INC, founded in 1978, is a small nonprofit in the Housing & Shelter sector that reported $482K in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

TO PROVIDE AFFORDABLE HOUSING FOR LOW TO MODERATE INCOME INDIVIDUALS

Program Service Accomplishments

Program 1

Expenses: $411,430 Revenue: $437,743

TO PROVIDE AFFORDABLE HOUSING FOR LOW TO MODERATE INCOME INDIVIDUALS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $437,743

Investment Income $35,957

Other Revenue $8,173

TOTAL REVENUE $481,873

Expense Breakdown

Grants Paid $0

Salaries & Benefits $61,617

Fundraising Expenses $0

Program Expenses $411,430

Other Expenses $415,647

TOTAL EXPENSES $477,264

Year-over-Year Comparison

	2025	2024	Change
Revenue	$481,873	$432,344	+0.1%
Expenses	$477,264	$441,166	+0.1%
Net Income	$4,609	$-8,822	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARILYN BENBOW	SECRETARY	1.00	Officer Director	$0	$0	$0
MIKE GERANT	BOARD MEMBER	1.00	Director	$0	$0	$0
SANDRA HIGGINS	PRESIDENT	1.00	Officer Director	$0	$0	$0
GWEN MACKAY	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
RAY MACKAY	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$481,873	$477,264	$1,008,925	$4,609
2024	$432,344	$441,166	$1,001,795	$-8,822
2023	$398,274	$406,866	$1,023,124	$-8,592
2022	$369,450	$396,702	$1,014,599	$-27,252
2021	$436,908	$404,821	$1,035,649	$32,087
2020	$374,477	$342,413	$1,116,204	$32,064
2019	$346,854	$345,372	$957,734	$1,482
2018	$333,108	$342,567	$948,647	$-9,459