CROSSLINES CHURCHES OF THE JOPLIN AREA (EIN 431272794) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Phone

4177828384

Tax Period

2024-07-01 to 2025-06-30

CROSSLINES CHURCHES OF THE JOPLIN AREA, founded in 1982, is a community nonprofit in the Human Services sector that reported $2.1M in total revenue in fiscal year 2024. Revenue grew 20% year-over-year, indicating healthy expansion. Expenses of $2.0M left a modest 5% surplus.

Mission

THE ORGANIZATION PROVIDES EMERGENCY SERVICES THAT IMPROVE THE OVERALL HEALTH AND WELFARE OF VERY LOW AND LOW INCOME INDIVIDUALS AND FAMILIES IN THE JOPLIN, CARL JUNCTION, AND WEBB CITY AREAS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,084,568

Program Service Revenue $0

Investment Income $1,290

Other Revenue $7,449

TOTAL REVENUE $2,093,307

Expense Breakdown

Grants Paid $0

Salaries & Benefits $173,342

Fundraising Expenses $0

Program Expenses $1,955,883

Other Expenses $1,819,395

TOTAL EXPENSES $1,992,737

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,093,307	$1,748,554	+0.2%
Expenses	$1,992,737	$1,803,841	+0.1%
Net Income	$100,570	$-55,287	-2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JORY MERTENS	MEMBER	1.00	Director	$0	$0	$0
SARAH KRUEGER	MEMBER	1.00	Director	$0	$0	$0
ROBBY ROBINSON	MEMBER	1.00	Director	$0	$0	$0
LINDA ROBINSON	MEMBER	1.00	Director	$0	$0	$0
JEAN LETNER	MEMBER	1.00	Director	$0	$0	$0
BARBIE HUFF	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
RODNEY RAMBO	PRESIDENT	1.00	Officer Director	$0	$0	$0
CARRIE PENCE	EXECUTIVE DIRECTOR	40.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,093,307	$1,992,737	$1,095,023	$100,570
2024	$1,748,554	$1,803,841	$992,153	$-55,287
2023	$1,526,370	$1,687,026	$1,048,237	$-160,656
2022	$1,822,470	$1,833,540	$1,205,899	$-11,070
2021	$1,709,688	$1,657,891	$1,216,594	$51,797
2020	$1,831,114	$1,764,869	$1,182,618	$66,245
2019	$1,573,776	$1,627,349	$1,097,985	$-53,573
2018	$1,356,064	$1,414,810	$1,152,253	$-58,746

CROSSLINES CHURCHES OF THE JOPLIN AREA