CREVE COEUR OLIVETTE CHAMBER OF COMMERCE (EIN 431308953) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

TOM LANCIA

Phone

3145693536

Tax Period

2024-01-01 to 2024-12-31

CREVE COEUR OLIVETTE CHAMBER OF COMMERCE, founded in 1970, is a small nonprofit that reported $228K in total revenue in fiscal year 2024. Expenses of $197K left a modest 14% surplus.

Mission

TO BE A STRONG ADVOCATE FOR THE BUSINESS COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $185,264

Investment Income $3,530

Other Revenue $38,727

TOTAL REVENUE $227,521

Expense Breakdown

Grants Paid $0

Salaries & Benefits $126,689

Fundraising Expenses $0

Other Expenses $69,836

TOTAL EXPENSES $196,525

Year-over-Year Comparison

	2024	2023	Change
Revenue	$227,521	$217,532	+0.0%
Expenses	$196,525	$195,883	+0.0%
Net Income	$30,996	$21,649	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CURT KINNEY	VICE PRES GOVERNMENT	1.00	Director	$0	$0	$0
DAVID PETERSON	PRESIDENT ELECT	1.00	Director	$0	$0	$0
STEVE KLING	LEGAL COUNSEL	0.40	Director	$0	$0	$0
TOM LANCIA	EXECUTIVE DIRECTOR	40.00	Director	$0	$0	$0
DANIELLE LINDSEY	DIRECTOR	0.40	Director	$0	$0	$0
KATHLEEN MURPHY	VICE PRES EVENTS	0.40	Director	$0	$0	$0
KIMBERLY ELLIS	DIRECTOR	0.40	Director	$0	$0	$0
ANNA MARIE WEHR	DIRECTOR	0.40	Officer Director	$0	$0	$0
PAUL HYLAND	PRESIDENT	0.40	Officer Director	$0	$0	$0
DAVID MORRIS	DIRECTOR	0.40	Director	$0	$0	$0
ALLEN BURNETT	VICE PRES MEMBERSHIP	0.40	Officer Director	$0	$0	$0
YVONNE WESA	DIRECTOR	0.40	Director	$0	$0	$0
LARRY TESSLER	DIRECTOR	0.40	Officer Director	$0	$0	$0
MO RIAD	PAST PRESIDENT	0.40	Officer Director	$0	$0	$0
SCOTT SMITH	TREASURER	0.40	Officer Director	$0	$0	$0
MERASIA STARR	DIRECTOR	0.40	Director	$0	$0	$0
BRANDON REUTHER	DIRECTOR	0.40	Director	$0	$0	$0
MARK ST GEORGE	VICE PRES MARKETING	0.40	Director	$0	$0	$0
SARAH DODSON	VICE PRES EVENTS	0.40	Director	$0	$0	$0
LIAM BRANNON	DIRECTOR	0.40	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$227,521	$196,525	$145,585	$30,996
2023	$217,532	$195,883	$114,589	$21,649
2022	$203,942	$177,736	$92,940	$26,206
2021	$189,461	$169,948	$66,734	$19,513
2020	$162,868	$151,208	$130,921	$11,660
2019	$176,827	$152,558	$35,561	$24,269
2018	$161,850	$168,973	$11,292	$-7,123

CREVE COEUR OLIVETTE CHAMBER OF COMMERCE