AGRICULTURAL RETAILERS ASSOCIATION (EIN 431448690) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

WILLIAM DAREN COPPOCK

Phone

2024570825

Tax Period

2024-10-01 to 2025-09-30

AGRICULTURAL RETAILERS ASSOCIATION, founded in 1986, is a community nonprofit that reported $4.5M in total revenue in fiscal year 2024. Net assets of $9.2M represent 25 months of operating reserves.

Mission

ARA UNITES ITS MEMBERS AND THEIR INTERESTS TO ADVOCATE AND EDUCATE ON THEIR BEHALF, PROVIDE SERVICES TO IMPROVE THEIR BUSINESSES, AND PRESERVE THEIR FREEDOM TO OPERATE AND INNOVATE, ENSURING A SAFE AND PLENTIFUL FOOD SUPPLY FOR ALL.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,039,756

Program Service Revenue $879,566

Investment Income $505,776

Other Revenue $34,398

TOTAL REVENUE $4,459,496

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,013,087

Fundraising Expenses $0

Other Expenses $2,333,710

TOTAL EXPENSES $4,346,797

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,459,496	$4,539,549	0.0%
Expenses	$4,346,797	$3,956,274	+0.1%
Net Income	$112,699	$583,275	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$492,031

Total Directors

Key Employees

$678,591

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WILLIAM DAREN COPPOCK	PRESIDENT & CEO	40.00	Officer	$441,650	$50,381	$492,031
DONALD TAYLOR VICE PRES	MEMBERSHIP & CORPORATE RELATIONS	40.00	Key Emp	$294,240	$44,496	$338,736
RICHARD GUPTON SR VICE PRES	PUBLIC POLICY & COUNSEL	40.00	Key Emp	$293,852	$46,003	$339,855
ANDREA KARINE MOWERS DIR	COMMUNICATIONS & MEMBER EXPERIENCE	40.00	Highest	$122,164	$15,006	$137,170
HUNTER CARPENTER	SR. DIRECTOR OF PUBLIC POLICY	40.00	Highest	$184,214	$28,825	$213,039
BRYNA HAUTAU	SR. DIR. OPERATIONS & EVENTS	40.00	Highest	$152,792	$17,390	$170,182
AMY ASMUS	CHAIR	2.00	Officer Director	$0	$0	$0
DAVE SPEARS	VICE CHAIR	2.00	Officer Director	$0	$0	$0
BROOKE MCMULLIN	SECRETARY/TREASURER UNTIL DEC. 2024	2.00	Officer Director	$0	$0	$0
TERESA MCNEAL DIRECTOR UNTIL	DEC. 2024, THEN SECRETARY/TREASURER	2.00	Officer Director	$0	$0	$0
WARD BLOODWORTH	DIRECTOR	2.00	Director	$0	$0	$0
DAN BOUCK	DIRECTOR	2.00	Director	$0	$0	$0
BRADLEY SPONSELLER	DIRECTOR	2.00	Director	$0	$0	$0
TERRY HERZIG	DIRECTOR	2.00	Director	$0	$0	$0
KEN LEHMANN	DIRECTOR	2.00	Director	$0	$0	$0
JOEY CALDWELL	DIRECTOR	2.00	Director	$0	$0	$0
RYAN BURKE	DIRECTOR	2.00	Director	$0	$0	$0
ROB CLAYTON	DIRECTOR	2.00	Director	$0	$0	$0
ASHLEY PLYMALE	DIRECTOR	2.00	Director	$0	$0	$0
DAVID WHEELER	DIRECTOR	2.00	Director	$0	$0	$0
BLAKE GATES	DIRECTOR	2.00	Director	$0	$0	$0
JASON WEIRICH	DIRECTOR	2.00	Director	$0	$0	$0
KEITH LAWSON	DIRECTOR	2.00	Director	$0	$0	$0
MARK STUTSMAN	DIRECTOR	2.00	Director	$0	$0	$0
KAREN WHITT	DIRECTOR UNTIL AUG. 2025	2.00	Director	$0	$0	$0
ERNIE RONCORONI	DIRECTOR	2.00	Director	$0	$0	$0
LEROY STARTZ	DIRECTOR	2.00	Director	$0	$0	$0
RYAN KLAVEANO	DIRECTOR	2.00	Director	$0	$0	$0
DOUG WHICKER	DIRECTOR	2.00	Director	$0	$0	$0
CLAYTON HOUCHIN	DIRECTOR	2.00	Director	$0	$0	$0
RODNEY WILSON	DIRECTOR UNTIL APR. 2025	2.00	Director	$0	$0	$0
BRAD LOCKE	DIRECTOR UNTIL DEC. 2024	2.00	Director	$0	$0	$0
MICHAEL TWINING	DIRECTOR	2.00	Director	$0	$0	$0
NELSON MCCORD	DIRECTOR UNTIL FEB. 2025	2.00	Director	$0	$0	$0
JOE WEIS	DIRECTOR	2.00	Director	$0	$0	$0
CRAIG JORGENSEN	DIRECTOR	2.00	Director	$0	$0	$0
MARK SHILLINGFORD	DIRECTOR	2.00	Director	$0	$0	$0
KELVIN FEIST	DIRECTOR UNTIL AUG. 2025	2.00	Director	$0	$0	$0
STEVE BECRAFT	DIRECTOR	2.00	Director	$0	$0	$0
WES MILLARD	DIRECTOR	2.00	Director	$0	$0	$0
KEVIN SAGEHORN	DIRECTOR	2.00	Director	$0	$0	$0
BRENT WALLNER	DIRECTOR	2.00	Director	$0	$0	$0
DARYL MOLSKNESS	DIRECTOR	2.00	Director	$0	$0	$0
JEFF FREEMAN	DIRECTOR	2.00	Director	$0	$0	$0
MASON BENNETT	DIRECTOR	2.00	Director	$0	$0	$0
MOLLY BIEDENFELD	DIRECTOR UNTIL MAY 2025	2.00	Director	$0	$0	$0
DAVID CARSON	DIRECTOR	2.00	Director	$0	$0	$0
BOB NESS	DIRECTOR	2.00	Director	$0	$0	$0
SAM PENDLETON	DIRECTOR	2.00	Director	$0	$0	$0
PAUL KEPPY	DIRECTOR	2.00	Director	$0	$0	$0
RON SEEBER	DIRECTOR	2.00	Director	$0	$0	$0
JAYME POOLE RITTENBERRY	DIRECTOR AS OF DEC. 2024	2.00	Director	$0	$0	$0
TERRY TALBOT	DIRECTOR AS OF DEC. 2024	2.00	Director	$0	$0	$0
TROY TALLMAN	DIRECTOR AS OF FEB. 2025	2.00	Director	$0	$0	$0
ANNE SHEEHY	DIRECTOR AS OF SEPT. 2025	2.00	Director	$0	$0	$0
LYNDON SMITH	DIRECTOR UNTIL DEC. 2024	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,459,496	$4,346,797	$11,848,332	$112,699
2024	$4,539,549	$3,956,274	$11,460,607	$583,275
2023	$3,994,969	$3,594,319	$9,852,194	$400,650
2022	$3,721,691	$3,251,864	$7,161,238	$469,827
2021	$4,110,880	$2,936,079	$7,817,177	$1,174,801
2020	$3,776,194	$3,331,550	$6,574,432	$444,644
2019	$3,673,009	$3,345,496	$6,439,525	$327,513
2018	$3,535,005	$3,364,681	$6,138,956	$170,324

AGRICULTURAL RETAILERS ASSOCIATION