SHOW-ME CENTRAL HABITAT FOR HUMANITY (EIN 431463222) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

JENNIFER JAMES

Phone

5734991202

Tax Period

2024-07-01 to 2025-06-30

SHOW-ME CENTRAL HABITAT FOR HUMANITY, founded in 1987, is a community nonprofit in the Housing & Shelter sector that reported $4.2M in total revenue in fiscal year 2024. Revenue surged 33% from the prior year, signaling strong growth momentum. The organization ran a surplus of $793K, a strong 19% operating margin.

Mission

TO WORK IN PARTNERSHIP WITH GOD AND VOLUNTEERS TO BUILD MODEST HOMES FOR LOW-INCOME FAMILIES WHO COULD NOT OTHERWISE AFFORD TO PURCHASE THEIR OWN HOMES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,947,580

Program Service Revenue $2,199,785

Investment Income $40,230

Other Revenue $26,559

TOTAL REVENUE $4,214,154

Expense Breakdown

Grants Paid $0

Salaries & Benefits $404,979

Fundraising Expenses $7,538

Program Expenses $3,188,090

Other Expenses $3,016,618

TOTAL EXPENSES $3,421,597

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,214,154	$3,171,871	+0.3%
Expenses	$3,421,597	$2,875,731	+0.2%
Net Income	$792,557	$296,140	+1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$52,441

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AUSTIN VIEW	EXECUTIVE DI	40.00	Officer	$52,441	$0	$52,441
RAY ANDERSON	BOARD MEMBER	1.00	Director	$0	$0	$0
MEGAN CROCKER	TREASURER	1.00	Officer Director	$0	$0	$0
VELMA DYKSTRA	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHN FINDLEY	SECRETARY	1.00	Officer Director	$0	$0	$0
PHIL LESSLEY	BOARD MEMBER	1.00	Director	$0	$0	$0
GREG LOCKHARD	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
JOHN MUELLETE	BOARD MEMBER	1.00	Director	$0	$0	$0
STACEY NEWBOLD	BOARD MEMBER	1.00	Director	$0	$0	$0
DESMOND PETERS	BOARD MEMBER	1.00	Director	$0	$0	$0
MIKE RUESLER	PRESIDENT	1.00	Officer Director	$0	$0	$0
JEWELL SIMMS	BOARD MEMBER	1.00	Director	$0	$0	$0
FREDDY SPENCER	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,214,154	$3,421,597	$9,587,565	$792,557
2024	$3,171,871	$2,875,731	$8,547,680	$296,140
2023	$2,351,380	$2,132,687	$8,461,729	$218,693
2022	$2,252,336	$1,840,796	$8,251,528	$411,540
2021	$2,013,548	$1,645,869	$7,891,420	$367,679
2020	$1,645,066	$1,379,537	$7,481,306	$265,529
2019	$1,234,935	$943,474	$7,225,747	$291,461
2018	$1,219,778	$759,809	$6,626,332	$459,969
2018	$1,112,584	$581,223	$6,697,724	$531,361

SHOW-ME CENTRAL HABITAT FOR HUMANITY