SPRINGFIELD CONTRACTORS ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

STEPHEN GINTZ

Phone

4178621313

Tax Period

2023-01-01 to 2023-12-31

SPRINGFIELD CONTRACTORS ASSOCIATION, founded in 1963, is a small nonprofit that reported $435K in total revenue in fiscal year 2023.

Mission

PROMOTE THE CONSTRUCTION INDUSTRY & PROVIDE AN EXCHANGE OF INFORMATION FOR MEMBERS, MONTHLY MEETINGS WITH GUEST SPEAKERS, EDUCATIONAL TRAINING, WEEKLY ELECTRONIC NEWSLETTER, CURRENT MEMBERSHIP 333

Program Service Accomplishments

Program 1

Expenses: $24,377

GENERAL MEETINGS, EDUCATIONAL SEMINARS AND MONTHLY MEETINGS WITH GUEST SPEAKERS. WEEKLY ELECTRONIC NEWSLETTER SENT TO ALL MEMBERS.

Program 2

Expenses: $24,633

COLLEGE SCHOLARSHIP PROGRAMS

Program 3

Expenses: $139,350

SPECIAL EVENTS FOR THE MEMBERSHIP TO ENCOURAGE PARTICIPATION IN THE ORGANIZATIONS AND ACHIEVE THE GOALS OF THE ORGANIZATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $167,474

Program Service Revenue $254,151

Investment Income $6,738

Other Revenue $6,623

TOTAL REVENUE $434,986

Expense Breakdown

Grants Paid $0

Salaries & Benefits $151,979

Fundraising Expenses $0

Program Expenses $193,523

Other Expenses $274,282

TOTAL EXPENSES $426,261

Year-over-Year Comparison

	2023	2022	Change
Revenue	$434,986	$422,105	+0.0%
Expenses	$426,261	$388,097	+0.1%
Net Income	$8,725	$34,008	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICK QUINT	ADVISOR TO THE PRESIDENT	1.00	Director	$0	$0	$0
JOE TUCKER	ADVISOR TO THE PRESIDENT	1.00	Director	$0	$0	$0
MARK GAMBON	PAST PRESIDENT	1.00	Director	$0	$0	$0
MIKE TEXTOR	GENERAL COUNSEL	1.00	Director	$0	$0	$0
DAREN BECK	DIRECTOR	1.00	Director	$0	$0	$0
BRANDON BOYD	DIRECTOR	1.00	Director	$0	$0	$0
JASON CARSON	DIRECTOR	1.00	Director	$0	$0	$0
SCOT CRABTREE	DIRECTOR	1.00	Director	$0	$0	$0
JOHN EDWARDS	DIRECTOR	1.00	Director	$0	$0	$0
HOLLY GOODIN	DIRECTOR	1.00	Director	$0	$0	$0
CONNOR KENNEDY	DIRECTOR	1.00	Director	$0	$0	$0
GRANT MILLER	DIRECTOR	1.00	Director	$0	$0	$0
JACON BELSON	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL NESBITT	DIRECTOR	1.00	Director	$0	$0	$0
TIM O'CONNELL	DIRECTOR	1.00	Director	$0	$0	$0
DAVE ROBERTSON JR	DIRECTOR	1.00	Director	$0	$0	$0
RACHEL YORK	DIRECTOR	1.00	Director	$0	$0	$0
GORDON LANE	GENERATION NEXT PRESIDENT	1.00	Director	$0	$0	$0
JW DELONG	PRESIDENT	2.00	Officer	$0	$0	$0
WILLIAM TEXTOR	VICE PRESIDENT	2.00	Officer	$0	$0	$0
STEPHEN GINTZ	TREASURER	2.00	Officer	$0	$0	$0
DAVID ATKISSON	SECRETARY	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$434,986	$426,261	$554,390	$8,725
2022	$422,105	$388,097	$486,447	$34,008
2021	$343,452	$358,628	$451,240	$-15,176
2020	$292,211	$285,112	$465,337	$7,099