NIXA AREA CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

WHITNEY GUISON

Phone

4177251545

Tax Period

2024-01-01 to 2024-12-31

NIXA AREA CHAMBER OF COMMERCE, founded in 1988, is a small nonprofit that reported $403K in total revenue in fiscal year 2024. Revenue decreased 14% compared to the prior year.

Mission

OPERATES AS A BUSINESS CHAMBER OF COMMERCE TO HELP LOCAL BUSINESSES PROMOTE THEIR BUSINESS IN THE SURROUNDING AREA THROUGH NETWORKING MEETINGS, COMMUNITY EVENTS, ADVERTISING AND OTHER ACTIVITIES.

Program Service Accomplishments

Program 1

Expenses: $46,089 Revenue: $65,894

SUCKER DAYS CREATES AN ENVIROMENT FOR ECONOMIC INFLUX INTO THE COMMUNITY AND LOCAL BUSINESSES.

Program 2

Expenses: $20,256 Revenue: $32,300

MONTHLY CHAMBER LUNCHEON ALLOWS LOCAL BUSINESSES TO LEARN ABOUT EACH OTHERS SERVICES AND IS A MEDIUM TO EDUCATE ABOUT THE LAWS RULES AND PROJECTS THAT ENHANCE THE COMMUNITY

Program 3

Expenses: $17,887 Revenue: $19,193

SKY HIGH FIREWORKS CELEBRATION PROMOTES THE USE OF LOCAL BUSINESSES TO THE LOCAL COMMUNITY. FREE TO THE COMMUNITY, THE CHAMBER BUSINESSES FUND THE CELEBRATION THRU SPONSORSHIPS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $191,810

Program Service Revenue $222,831

Investment Income $12

Other Revenue $-12,050

TOTAL REVENUE $402,603

Expense Breakdown

Grants Paid $0

Salaries & Benefits $147,694

Fundraising Expenses $0

Program Expenses $140,386

Other Expenses $257,744

TOTAL EXPENSES $405,438

Year-over-Year Comparison

	2024	2023	Change
Revenue	$402,603	$468,399	-0.1%
Expenses	$405,438	$504,071	-0.2%
Net Income	$-2,835	$-35,672	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAY ORTIZ	DIRECTOR	1.00	Director	$0	$0	$0
ERIC ALBERS	DIRECTOR	1.00	Director	$0	$0	$0
ZERN VESS	DIRECTOR	1.00	Director	$0	$0	$0
JEFF JONES	DIRECTOR	1.00	Director	$0	$0	$0
KAREN MARSH	DIRECTOR	1.00	Director	$0	$0	$0
DAVID LISS	DIRECTOR	1.00	Director	$0	$0	$0
TIFFANY COLLINS	DIRECTOR	1.00	Director	$0	$0	$0
TRICIA CHAPMAN	DIRECTOR	1.00	Director	$0	$0	$0
SUMMER LAMPE	DIRECTOR	1.00	Director	$0	$0	$0
CINDY ROBBINS	DIRECTOR	1.00	Director	$0	$0	$0
GARY SWEARENGIN	DIRECTOR	1.00	Director	$0	$0	$0
WHITNEY GUISON	KEY EMPLOYEE	50.00	Officer Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$402,603	$405,438	$863,214	$-2,835
2023	$468,399	$504,071	$874,826	$-35,672
2022	$465,447	$470,963	$918,886	$-5,516
2021	$574,865	$478,580	$455,695	$96,285
2020	$302,636	$318,539	$425,244	$-15,903
2019	$331,975	$358,048	$241,888	$-26,073
2018	$269,578	$243,331	$105,840	$26,247