MISSOURI GOLF ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

JOHN RICHARDS

Phone

5736368994

Tax Period

2025-01-01 to 2025-12-31

MISSOURI GOLF ASSOCIATION, founded in 1905, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2025. Expenses of $1.0M left a modest 4% surplus.

Mission

TO PROMOTE THE BEST INTERESTS AND TRUE SPIRIT OF THE GAME OF GOLF THROUGHOUT THE STATE OF MISSOURI.

Program Service Accomplishments

Program 1

IN 2025, 40 STATEWIDE CHAMPIONSHIP EVENTS WERE HELD FOR ELIGIBLE MEMBERS OF CLUBS BELONGING TO THE MISSOURI GOLF ASSOCIATION. IN 2025, 3,131 PLAYERS PARTICIPATED IN THE CHAMPIONSHIP TOURNAMENTS.

Program 2

A GOLF HANDICAPPING SERVICE IS PROVIDED TO MEMBER CLUBS. IN 2025, 12,208 PLAYERS USED THE HANDICAPPING SERVICE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $183,946

Program Service Revenue $849,930

Investment Income $1,309

Other Revenue $47,672

TOTAL REVENUE $1,082,857

Expense Breakdown

Grants Paid $0

Salaries & Benefits $367,063

Fundraising Expenses $0

Other Expenses $670,900

TOTAL EXPENSES $1,037,963

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,082,857	$1,035,244	+0.0%
Expenses	$1,037,963	$1,026,062	+0.0%
Net Income	$44,894	$9,182	+3.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN RICHARDS	PRESIDENT	2.00	Officer Director	$0	$0	$0
TONY BROWN	1ST VICE PRE	2.00	Officer Director	$0	$0	$0
JOHN PROPER	2ND VICE PRE	2.00	Officer Director	$0	$0	$0
EUGENE ROBINETT	VICE PRES AT	2.00	Officer Director	$0	$0	$0
ROCKY WALTHER	VICE PRES AT	2.00	Officer Director	$0	$0	$0
NANCY SEBASTIAN	VICE PRES AT	2.00	Officer Director	$0	$0	$0
KELLY OSBORNE	VICE PRES AT	2.00	Officer Director	$0	$0	$0
CAROL STAMPLEY	VICE PRES AT	2.00	Officer Director	$0	$0	$0
FRED KOSTECKI	SECRETARY/TR	2.00	Officer Director	$0	$0	$0
WAYNE FREDRICK	PAST PRESIDE	2.00	Officer Director	$0	$0	$0
KENT LOWRY	LEGAL COUNSE	2.00	Director	$0	$0	$0
MIKE WINTER	LOBBYIST	2.00	Director	$0	$0	$0
SCOTT HOVIS	EXECUTIVE DI	35.00	Highest	$137,500	$39,904	$177,404
CHRISTIE BLASI	BOARD MEMBER	2.00	Director	$0	$0	$0
DON BLISS	BOARD MEMBER	2.00	Officer Director	$0	$0	$0
PATRICK BRITT	BOARD MEMBER	2.00	Director	$0	$0	$0
JIM COLMAN	BOARD MEMBER	2.00	Director	$0	$0	$0
CORD DOMBROWSKI	BOARD MEMBER	2.00	Director	$0	$0	$0
GREG DOSS	BOARD MEMBER	2.00	Director	$0	$0	$0
PEG EDDY	BOARD MEMBER	2.00	Director	$0	$0	$0
KYLE ENRIGHT	BOARD MEMBER	2.00	Director	$0	$0	$0
DEBBIE FERGUSON	BOARD MEMBER	2.00	Director	$0	$0	$0
JACK GARVIN	BOARD MEMBER	2.00	Director	$0	$0	$0
HAROLD HARRISON	BOARD MEMBER	2.00	Director	$0	$0	$0
JERRY KRAUSE	BOARD MEMBER	2.00	Director	$0	$0	$0
RODNEY LOESCH	BOARD MEMBER	2.00	Director	$0	$0	$0
BRIAN LOVETT	BOARD MEMBER	2.00	Director	$0	$0	$0
TOM MCCUTCHEON	BOARD MEMBER	2.00	Director	$0	$0	$0
DENNY PAYNE	BOARD MEMBER	2.00	Director	$0	$0	$0
STEPHANY POWELL	BOARD MEMBER	2.00	Director	$0	$0	$0
DEE SANDERS	BOARD MEMBER	2.00	Director	$0	$0	$0
GERALD SIEMONS	BOARD MEMBER	2.00	Director	$0	$0	$0
WOODY SIMMONS	BOARD MEMBER	2.00	Director	$0	$0	$0
TYLER STALKER	BOARD MEMBER	2.00	Director	$0	$0	$0
MATT THRASHER	BOARD MEMBER	2.00	Director	$0	$0	$0
MARK UNGER	BOARD MEMBER	2.00	Director	$0	$0	$0
MICHAEL WHITE	BOARD MEMBER	2.00	Director	$0	$0	$0
ROBERT WILHITE	BOARD MEMBER	2.00	Director	$0	$0	$0
TOM WOHLGEMUTH	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,082,857	$1,037,963	$782,746	$44,894
2024	No data	No data	No data	No data
2023	$1,070,772	$935,809	$773,266	$134,963
2022	$954,660	$894,846	$485,498	$59,814
2021	$943,496	$781,624	$414,194	$161,872
2020	$708,651	$678,907	$249,803	$29,744
2019	$735,312	$692,468	$244,271	$42,844
2018	$645,314	$631,146	$214,639	$14,168