NBAGPVA ACCESSIBLE HOUSING INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

CYNTHIA DUFFE

Phone

3146092915

Tax Period

2024-07-01 to 2025-06-30

NBAGPVA ACCESSIBLE HOUSING INC, founded in 1989, is a small nonprofit that reported $514K in total revenue in fiscal year 2024.

Mission

TO PROVIDE AFFORDABLE HOUSING AND SERVICES TO LOW-INCOME HOUSEHOLDS IMPACTED BY DISABILITIES.

Program Service Accomplishments

Program 1

Expenses: $499,288 Revenue: $94,127

AFFORDABLE, INDEPENDENT HOUSING: NBA/GPVA I IS A 40-UNIT HUD HOUSING PROJECT FOR LOW-INCOME HOUSEHOLDS IMPACTED BY DISABILITIES. THE PROJECT OPERATES UNDER SECTION 202 OF THE NATIONAL HOUSING ACT...

AFFORDABLE, INDEPENDENT HOUSING: NBA/GPVA I IS A 40-UNIT HUD HOUSING PROJECT FOR LOW-INCOME HOUSEHOLDS IMPACTED BY DISABILITIES. THE PROJECT OPERATES UNDER SECTION 202 OF THE NATIONAL HOUSING ACT. TENANTS BENEFIT FROM COMMUNITY SUPPORTS THAT ASSIST THEM IN ACHIEVING AND MAINTAINING HOUSING STABILITY AND PERSONAL WELLNESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $418,360

Program Service Revenue $94,127

Investment Income $1,026

Other Revenue $0

TOTAL REVENUE $513,513

Expense Breakdown

Grants Paid $0

Salaries & Benefits $117,097

Fundraising Expenses $0

Program Expenses $499,288

Other Expenses $433,612

TOTAL EXPENSES $550,709

Year-over-Year Comparison

	2024	2023	Change
Revenue	$513,513	$523,424	0.0%
Expenses	$550,709	$545,461	+0.0%
Net Income	$-37,196	$-22,037	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,667

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOE YANCEY	PRESIDENT	0.50	Officer Director	$0	$0	$0
LAURA COHEN	SECRETARY	0.50	Officer Director	$0	$0	$0
LYNN DIRAIMONDO	CO-TREASURER	0.50	Officer Director	$0	$0	$0
SCOTT NIXON	CO-TREASURER	0.50	Officer Director	$0	$0	$0
TERESA BRANDON	DIRECTOR	0.50	Director	$0	$0	$0
PETER CZAJKOWSKI	DIRECTOR	0.50	Director	$0	$0	$0
MARK UTTERBACK	DIRECTOR	0.50	Director	$0	$0	$0
DAVID BROWN	DIRECTOR	0.50	Director	$0	$0	$0
CYNTHIA DUFFE	EXECUTIVE DIRECTOR	1.00	Officer	$0	$0	$83,667

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$513,513	$550,709	$1,022,689	$-37,196
2024	$523,424	$545,461	$1,077,664	$-22,037
2023	$492,789	$560,377	$1,136,802	$-67,588
2022	$489,168	$456,434	$1,228,993	$32,734
2021	$473,274	$499,267	$1,205,843	$-25,993
2020	$484,001	$467,842	$1,247,794	$16,159
2019	$484,258	$529,235	$1,265,868	$-44,977
2018	$475,753	$517,289	$1,353,742	$-41,536