JOPLIN AREA CHAMBER OF COMMERCE FO… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

TRAVIS STEPHENS

Phone

4176244150

Tax Period

2024-04-01 to 2025-03-31

JOPLIN AREA CHAMBER OF COMMERCE FOUNDATION, founded in 1990, is a small nonprofit in the Education sector that reported $924K in total revenue in fiscal year 2024. Net assets of $4.4M represent 58 months of operating reserves.

Mission

FOUNDED TO FURTHER CHARITABLE, SCIENTIFIC,LITERACY, CIVIC, ATHLETIC, PATRIOTIC, CULTURAL, SOCIAL AND EDUCATIONAL PURPOSES.

Program Service Accomplishments

Program 1

Expenses: $165,076

EDUCATION AND LEADERSHIP PROGRAMS LEADERSHIP JOPLIN IS A PROGRAM DEVELOPED BY THE FOUNDATION AND SPONSORED BY COMMUNITY BUSINESSES TO IDENTIFY, CULTIVATE AND MOTIVATE FUTURE COMMUNITY LEADERS. THE...

EDUCATION AND LEADERSHIP PROGRAMS LEADERSHIP JOPLIN IS A PROGRAM DEVELOPED BY THE FOUNDATION AND SPONSORED BY COMMUNITY BUSINESSES TO IDENTIFY, CULTIVATE AND MOTIVATE FUTURE COMMUNITY LEADERS. THE PROGRAM PROVIDES A FOUNDATION FOR PARTICIPANTS TO EXPAND THEIR CURRENT LEADERSHIP ROLES IN THE COMMUNITY.

Program 2

Expenses: $217,396

JOSEPH NEWMAN INNOVATION CENTER (NIC) ORIGINALLY THIS PROGRAM WAS DESIGNED AS A SMALL BUSINESS INCUBATION OPERATION WITH BUILDING SPACE RENTED TO TENANTS BY THE SQUARE FOOT. TODAY, THE PROGRAM HAS...

JOSEPH NEWMAN INNOVATION CENTER (NIC) ORIGINALLY THIS PROGRAM WAS DESIGNED AS A SMALL BUSINESS INCUBATION OPERATION WITH BUILDING SPACE RENTED TO TENANTS BY THE SQUARE FOOT. TODAY, THE PROGRAM HAS EVOLVED TO A BUNDLE OF SERVICES AND AMENITIES TO PROVIDE AN INDIVIDUAL OR START-UP BUSINESS THE OPPORTUNITY TO DEVELOP, COLLABORATE, AND GROW IN AN ENVIRONMENT TO LEARN, INSPIRE, AND PROSPER.

Program 3

Expenses: $429,726

ADVANCED TRAINING AND TECHNOLOGY CENTER (ATTC) THIS PROGRAM IS A JOINT PROJECT OF THE FOUNDATION,AND CROWDER COLLEGE IN NEOSHO, MISSOURI. THE RENOVATED WAREHOUSE BUILDING PROVIDES EQUIPMENT USED TO TRAIN A WORKFORCE IN ADVANCED WELDING, ADVANCED MANUFACTURING, AND INFORMATION TECHNOLOGY. TO COMPLEMENT THE SMALL BUSINESS INCUBATION OPERATION IN THE NIC, THE ATTC PROVIDES OFFICE SPACE AND OUTREACH TO BUSINESSES CURRENTLY IN STARTUP MODE, WITH THE GOAL OF CREATING JOBS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $156,827

Program Service Revenue $363,152

Investment Income $0

Other Revenue $404,092

TOTAL REVENUE $924,071

Expense Breakdown

Grants Paid $0

Salaries & Benefits $50,770

Fundraising Expenses $550

Program Expenses $895,851

Other Expenses $848,638

TOTAL EXPENSES $899,408

Year-over-Year Comparison

	2024	2023	Change
Revenue	$924,071	$857,617	+0.1%
Expenses	$899,408	$1,322,709	-0.3%
Net Income	$24,663	$-465,092	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELODEE COLBERT-KEAN	DIRECTOR	N/A	Director	$0	$0	$0
DEAN VAN GALEN	DIRECTOR	N/A	Director	$0	$0	$0
LINDSAY KUBICEK	DIRECTOR	N/A	Director	$0	$0	$0
KATRINA RICHARDS	DIRECTOR	N/A	Director	$0	$0	$0
DUSTIN STORM	DIRECTOR	N/A	Director	$0	$0	$0
CHRISTINA WILLIAMS	DIRECTOR	N/A	Director	$0	$0	$0
STEVE GRADDY	TREASURER	N/A	Officer	$0	$0	$0
TRAVIS STEPHENS	CHAMBER PRES	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$924,071	$899,408	$4,480,374	$24,663
2024	$857,617	$1,322,709	$4,558,064	$-465,092
2023	$854,742	$1,337,189	$4,950,047	$-482,447
2022	$671,310	$1,198,254	$5,403,542	$-526,944
2021	$715,965	$1,250,278	$5,938,097	$-534,313
2020	$979,956	$1,113,957	$6,456,425	$-134,001
2019	$696,253	$1,011,653	$7,579,212	$-315,400
2019	$696,253	$1,011,653	$7,579,212	$-315,400

JOPLIN AREA CHAMBER OF COMMERCE FOUNDATION