RAINBOW GARDENS HOUSING CORPORATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Phone

6602883815

Tax Period

2025-01-01 to 2025-12-31

RAINBOW GARDENS HOUSING CORPORATION, founded in 1994, is a small nonprofit in the Human Services sector that reported $203K in total revenue in fiscal year 2025.

Mission

PROVIDE HOUSING FOR LOW INCOME ELDERLY PERSONS AND SOCIAL SERVICES FOR DISABLED PERSONS

Program Service Accomplishments

Program 1

Expenses: $124,933

THE ORGANIZATION PROVIDES LIFE SKILLS TRAINING TO INDIVIDUALS WITH INTELLECTUAL AND DEVELOPMENTAL DISABILITIES THROUGH AN AGREEMENT WITH THE MISSOURI DEPARTMENT OF MENTAL HEALTH

Program 2

Expenses: $68,766

THE ORGANIZATION OPERATES A 12 UNIT APARTMENT COMPLEX THAT PROVIDES SAFE AND AFFORDABLE HOUSING FOR LOW INCOME ELDERLY PERSONS IN KEYTESVILLE MO

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $128,476

Program Service Revenue $74,495

Investment Income $27

Other Revenue $27

TOTAL REVENUE $203,025

Expense Breakdown

Grants Paid $0

Salaries & Benefits $7,429

Fundraising Expenses $0

Program Expenses $193,699

Other Expenses $212,907

TOTAL EXPENSES $220,336

Year-over-Year Comparison

	2025	2024	Change
Revenue	$203,025	$195,417	+0.0%
Expenses	$220,336	$206,327	+0.1%
Net Income	$-17,311	$-10,910	+0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RUTH FIDLER	DIRECTOR	0.00	Director	$0	$0	$0
ROBIN KISTLER	DIRECTOR	0.00	Director	$0	$0	$0
MARY ALICE CARPENTER	DIRECTOR	0.00	Director	$0	$0	$0
SHERYL SPENCER	DIRECTOR	0.00	Director	$0	$0	$0
DEBRA NANNEMAN	DIRECTOR	0.00	Director	$0	$0	$0
JENNIFER GLADBACH	DIRECTOR	0.00	Director	$0	$0	$0
ROBERT GLADBACH	PRESIDENT	1.00	Officer	$0	$0	$0
MICHAEL SPENCER	VICE PRESIDENT	0.00	Officer	$0	$0	$0
CECELIA SEHLKE	SECRETARY	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$203,025	$220,336	$391,926	$-17,311
2024	$195,417	$206,327	$410,842	$-10,910
2023	$189,386	$196,963	$416,761	$-7,577
2022	$210,589	$179,121	$424,584	$31,468