ROGERSVILLE AREA CHAMBER OF COMMERC (EIN 431693328) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

LINDA SPURLOCK

Phone

4177537538

Tax Period

2024-01-01 to 2024-12-31

ROGERSVILLE AREA CHAMBER OF COMMERC, founded in 1996, is a small nonprofit that reported $323K in total revenue in fiscal year 2024.

Mission

TO PROMOTE, ADVOCATE, SUPPORT AND PROVIDE OPPORTUNITIES FOR GROWTH AND SUSTAINABILITY OF BUSINESSES IN THE ROGERSVILLE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $323,492

Investment Income $0

Other Revenue $0

TOTAL REVENUE $323,492

Expense Breakdown

Grants Paid $0

Salaries & Benefits $231,838

Fundraising Expenses $0

Program Expenses $329,351

Other Expenses $99,644

TOTAL EXPENSES $331,482

Year-over-Year Comparison

	2024	2023	Change
Revenue	$323,492	N/A	N/A
Expenses	$331,482	N/A	N/A
Net Income	$-7,990	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LINDA SPURLOCK	PRESIDENT	N/A	Officer Director	$0	$0	$0
JENNIFER PILAND	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
CHRISTINA CRAIG	TREASURER	N/A	Officer Director	$0	$0	$0
BAILEY TENNIS	EXECUTIVE DI	N/A	Director	$0	$0	$0
JESSICA BARNES	DIRECTOR	N/A	Director	$0	$0	$0
EMMALEA COWAN	DIRECTOR	N/A	Director	$0	$0	$0
LAURA DAUGHTERY	DIRECTOR	N/A	Director	$0	$0	$0
BRIAN JARED	DIRECTOR	N/A	Director	$0	$0	$0
SHAUNA KAYSER	DIRECTOR	N/A	Director	$0	$0	$0
NICK MITCHELL	DIRECTOR	N/A	Director	$0	$0	$0
TAMMY NYSTROM	DIRECTOR	N/A	Director	$0	$0	$0
MELANIE WASSON	DIRECTOR	N/A	Director	$0	$0	$0
JACK COLE	HON. BOARD M	N/A	Director	$0	$0	$0
JENNIFER KATZIN	HON. BOARD M	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$323,492	$331,482	$8,847	$-7,990

ROGERSVILLE AREA CHAMBER OF COMMERC