RAYMORE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

JIMMY ODOM

Phone

8163220599

Tax Period

2018-01-01 to 2018-12-31

RAYMORE CHAMBER OF COMMERCE, founded in 1975, is a small nonprofit that reported $128K in total revenue in fiscal year 2018. Revenue decreased 16% compared to the prior year. Expenses of $119K left a modest 7% surplus.

Mission

THE MISSION OF THE CHAMBER IS TO ENHANCE AND SUSTAIN THE ECONOMIC ENVIRONMENT AND QUALITY OF LIFE IN THE COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $111,407 Revenue: $126,267

THE RAYMORE CHAMBER OF COMMERCE PROVIDES SERVICES TO ADVANCE THE GENERAL WELFARE AND PROSPERITY OF THE RAYMORE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $1,350

Program Service Revenue $125,851

Investment Income $43

Other Revenue $373

TOTAL REVENUE $127,617

Expense Breakdown

Grants Paid $0

Salaries & Benefits $60,329

Fundraising Expenses $0

Program Expenses $111,407

Other Expenses $58,676

TOTAL EXPENSES $119,005

Year-over-Year Comparison

	2018	2017	Change
Revenue	$127,617	$152,583	-0.2%
Expenses	$119,005	$139,039	-0.1%
Net Income	$8,612	$13,544	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JIMMY ODOM	PRESIDENT	3.00	Officer Director	$0	$0	$0
DONNA NUCCIO	VICE PRESIDE	3.00	Officer Director	$0	$0	$0
KARI SIMPSON	SECRETARY	3.00	Officer Director	$0	$0	$0
BARBARA LONG	TREASURER	3.00	Officer Director	$0	$0	$0
DR KARI MONSEES	DIRECTOR	2.00	Director	$0	$0	$0
MATT TAPP	DIRECTOR	2.00	Director	$0	$0	$0
DEENA KERSCHNER	DIRECTOR	2.00	Director	$0	$0	$0
KRIS TURNBOW	DIRECTOR	2.00	Director	$0	$0	$0
PATRICK AVILA	DIRECTOR	2.00	Director	$0	$0	$0
FALLON SOLSCHEID	DIRECTOR	2.00	Director	$0	$0	$0
MARIO URQUILLA	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$127,617	$119,005	$62,661	$8,612