LIBERTY INC (EIN 431893417) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

CINDY YEO

Phone

5736425124

Tax Period

2025-01-01 to 2025-12-31

LIBERTY INC, founded in 2000, is a small nonprofit in the Housing & Shelter sector that reported $136K in total revenue in fiscal year 2025. Revenue fell 42% from the prior year — a significant decline worth monitoring. Expenses of $187K exceeded revenue, resulting in a 38% operating deficit.

Mission

PROVIDES HOUSING TO DISABLED PERSONS UNDER SECTION 811 OF THE NATIONAL HOUSING ACT UNDER AGREEMENT WITH THE DEPARTMENT OF HUD.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $135,452

Investment Income $129

Other Revenue $0

TOTAL REVENUE $135,581

Expense Breakdown

Grants Paid $0

Salaries & Benefits $65,312

Fundraising Expenses $0

Program Expenses $167,368

Other Expenses $122,011

TOTAL EXPENSES $187,323

Year-over-Year Comparison

	2025	2024	Change
Revenue	$135,581	$234,403	-0.4%
Expenses	$187,323	$165,391	+0.1%
Net Income	$-51,742	$69,012	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SARA LYNN	PRESIDENT	N/A	Officer	$0	$0	$0
CHRISTA MURPHY	VICE PRESIDE	N/A	Officer	$0	$0	$0
CINDY YEO	TREASURER	N/A	Officer	$0	$0	$0
JONATHAN FINCK	BOARD MEMBER	N/A	Director	$0	$0	$0
DR ALEXANDER FINCK	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$135,581	$187,323	$637,298	$-51,742
2024	$234,403	$165,391	$661,482	$69,012
2023	$132,535	$145,840	$669,437	$-13,305
2022	$118,381	$140,585	$679,073	$-22,204
2021	$117,892	$142,498	$704,774	$-24,606
2020	$107,646	$137,489	$727,388	$-29,843
2019	$101,338	$130,452	$762,275	$-29,114
2018	$100,580	$124,699	$783,046	$-24,119

LIBERTY INC