Clearwater Camp Foundation Inc (EIN 432024465) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Tax Period

2023-11-01 to 2024-10-31

Clearwater Camp Foundation Inc, founded in 2003, is a community nonprofit in the Recreation & Sports sector that reported $2.3M in total revenue in fiscal year 2023. Revenue decreased 19% compared to the prior year. The organization ran a surplus of $648K, a strong 29% operating margin.

Mission

The Foundation provides funds for and conducts related camping activities for directly operating Clearwater Camp, a residential summer camp for girls and young women, which is located in Minocqua, Wisconsin

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $999,422

Program Service Revenue $1,174,607

Investment Income $89,615

Other Revenue $2,333

TOTAL REVENUE $2,265,977

Expense Breakdown

Grants Paid $0

Salaries & Benefits $507,936

Fundraising Expenses $110,121

Program Expenses $1,269,233

Other Expenses $1,110,162

TOTAL EXPENSES $1,618,098

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,265,977	$2,805,145	-0.2%
Expenses	$1,618,098	$1,332,082	+0.2%
Net Income	$647,879	$1,473,063	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Liz Stovall	Director	1.00	Director	$0	$0	$0
Melissa Sommer Segers	Director	1.00	Director	$0	$0	$0
Alix Sommer Smith	Director	1.00	Director	$0	$0	$0
Stephanie Cotherman	Director	1.00	Director	$0	$0	$0
Debby Gray	Director	1.00	Director	$0	$0	$0
Andrienne Testa	Director	1.00	Director	$0	$0	$0
Molly Palmer	Director	1.00	Director	$0	$0	$0
Laurie Smith	Director	1.00	Director	$0	$0	$0
Margaux Boles	Director	2.00	Director	$0	$0	$0
Marisa Bannon	Director	1.00	Director	$0	$0	$0
Melissa Moore Koengeter	Director	1.00	Director	$0	$0	$0
Nancy Wright	Treasurer	4.00	Officer	$0	$0	$0
Laurie Browne	Vice President	4.00	Officer	$0	$0	$0
Steph Cotherman	Secretary	2.00	Officer	$0	$0	$0
Julie LaFore	President	4.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,265,977	$1,618,098	$11,499,876	$647,879
2023	$2,805,145	$1,332,082	$10,744,459	$1,473,063
2022	$1,871,587	$1,367,198	$9,432,620	$504,389
2021	$2,164,948	$1,207,976	$8,905,528	$956,972
2020	$288,687	$672,818	$8,057,932	$-384,131

Clearwater Camp Foundation Inc