Clearwater Camp Foundation Inc

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Phone

7153585836

Tax Period

2024-11-01 to 2025-10-31

Clearwater Camp Foundation Inc, founded in 2003, is a community nonprofit in the Recreation & Sports sector that reported $2.3M in total revenue in fiscal year 2024. Revenue surged 78% from the prior year, signaling strong growth momentum. The organization ran a surplus of $483K, a strong 21% operating margin.

Mission

The Foundation provides funds for and conducts related camping activities for directly operating Clearwater Camp, a residential summer camp for girls and young women, which is located in Minocqua, Wisconsin

Program Service Accomplishments

Program 1

Expenses: $1,449,437

Camp program for girls

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $765,094

Program Service Revenue $1,333,844

Investment Income $208,378

Other Revenue $3,179

TOTAL REVENUE $2,310,495

Expense Breakdown

Grants Paid $0

Salaries & Benefits $621,497

Fundraising Expenses $113,426

Program Expenses $1,449,437

Other Expenses $1,205,855

TOTAL EXPENSES $1,827,352

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,310,495	$1,295,824	+0.8%
Expenses	$1,827,352	$1,618,098	+0.1%
Net Income	$483,143	$-322,274	-2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Marisa Bannon	Director	1.00	Director	$0	$0	$0
Margaux Boles	Director	2.00	Director	$0	$0	$0
Laurie Smith	Director	1.00	Director	$0	$0	$0
Melissa Moore Koengeter	Director	1.00	Director	$0	$0	$0
Melissa Sommer Segers	Director	1.00	Director	$0	$0	$0
Liz Stovall	Director	1.00	Director	$0	$0	$0
Molly Palmer	Director	1.00	Director	$0	$0	$0
Andrienne Testa	Director	1.00	Director	$0	$0	$0
Debby Gray	Director	1.00	Director	$0	$0	$0
Nancy Wright	Treasurer	4.00	Officer	$0	$0	$0
Stephanie Cotherman	Secretary	2.00	Officer	$0	$0	$0
Laurie Browne	Vice President	4.00	Officer	$0	$0	$0
Julie LaFore	President	4.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,310,495	$1,827,352	$11,977,454	$483,143
2024	$2,265,977	$1,618,098	$11,499,876	$647,879
2023	$2,805,145	$1,332,082	$10,744,459	$1,473,063
2022	$1,871,587	$1,367,198	$9,432,620	$504,389
2021	$2,164,948	$1,207,976	$8,905,528	$956,972
2020	$288,687	$672,818	$8,057,932	$-384,131