MARYVILLE, MO
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)NORTHWEST MISSOURI REGIONAL CREDIT UNION, founded in 1933, is a small nonprofit that reported $798K in total revenue in fiscal year 2025. Expenses of $734K left a modest 8% surplus.
PROVIDE A FAIR AND REASONABLE RATE OF INTEREST FOR MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH EARNINGS, SAVINGS, AND SERVICES DISTRIBUTED TO ITS MEMBERS.
PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,303 MEMBERS.
PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2025, THERE WERE 847 LOANS OUTSTANDING TOTALING $7,379,003.
PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $46,060 FOR THE YEAR.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $797,503 | $818,165 | 0.0% |
| Expenses | $733,725 | $713,010 | +0.0% |
| Net Income | $63,778 | $105,155 | -0.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| BECKY BYLAND | BOARD PRESIDENT | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID PRIMM | BOARD SECRETARY / TREASURE | 1.00 |
Director
|
$0 | $0 | $0 |
| RAYMOND COURTER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| NICKOLAS FREEMAN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| COBY LAMB | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| PATRICIA WYATT | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| BARBARA WALK | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| NIKKI HACKETT | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| LATESSA RUEHTER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| AMY JOHNSON | PRESIDENT | 45.00 |
Officer
|
$107,745 | $3,058 | $110,803 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $797,503 | $733,725 | $11,157,928 | $63,778 |
| 2024 | $818,165 | $713,010 | $10,354,317 | $105,155 |
| 2023 | $757,067 | $657,324 | $10,942,687 | $99,743 |
| 2022 | $655,737 | $602,309 | $11,350,789 | $53,428 |
| 2021 | $630,574 | $569,986 | $11,538,698 | $60,588 |
| 2020 | $567,476 | $539,725 | $9,897,401 | $27,751 |
| 2019 | $603,989 | $532,400 | $9,000,434 | $71,589 |
| 2018 | $572,365 | $517,502 | $8,537,051 | $54,863 |
Compare NORTHWEST MISSOURI REGIONAL CREDIT UNION with other nonprofits in Missouri and across the country.