JOPLIN ASSOCIATION FOR THE BLIND

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1925

Legal Domicile

Principal Officer

STEPHANIE MANN

Phone

4176235721

Tax Period

2025-01-01 to 2025-12-31

JOPLIN ASSOCIATION FOR THE BLIND, founded in 1925, is a small nonprofit that reported $132K in total revenue in fiscal year 2025. The organization ran a surplus of $45K, a strong 34% operating margin.

Mission

SERVICES FOR THE VISUALLY IMPAIRED

Program Service Accomplishments

Program 1

Expenses: $48,138 Revenue: $3,665

LOW VISION EVALUATIONS & REFERRALS

Program 2

Expenses: $6,190

TRANSPORTATION SERVICES

Program 3

Expenses: $19,891

SUPPORT GROUP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $59,435

Program Service Revenue $3,665

Investment Income $18,609

Other Revenue $49,945

TOTAL REVENUE $131,654

Expense Breakdown

Grants Paid $0

Salaries & Benefits $33,496

Fundraising Expenses $335

Program Expenses $74,219

Other Expenses $53,617

TOTAL EXPENSES $87,113

Year-over-Year Comparison

	2025	2024	Change
Revenue	$131,654	$127,077	+0.0%
Expenses	$87,113	$85,391	+0.0%
Net Income	$44,541	$41,686	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN ALFORD	TREASURER	N/A	Officer Director	$0	$0	$0
AUTUMN DEER	SECRETARY	N/A	Officer Director	$0	$0	$0
ROB DUKE	DIRECTOR	N/A	Director	$0	$0	$0
CLETUS FISCHER	DIRECTOR	N/A	Director	$0	$0	$0
TOM FORTSON	DIRECTOR	N/A	Director	$0	$0	$0
KEN HEINS	PRESIDENT	N/A	Officer Director	$0	$0	$0
STEVE MURRAY	DIRECTOR	N/A	Director	$0	$0	$0
STUART PAYNE	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
ROBERT SCOTT	DIRECTOR	N/A	Director	$0	$0	$0
WENDELL WILCOX	DIRECTOR	N/A	Director	$0	$0	$0
CHRIS WILLIAMS	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$131,654	$87,113	$747,702	$44,541
2024	$127,077	$85,391	$703,282	$41,686
2023	$76,898	$88,857	$661,608	$-11,959
2022	$9,393	$95,285	$673,490	$-85,892
2021	$100,112	$71,481	$759,382	$28,631
2020	$3,141	$75,921	$738,574	$-72,780
2019	$138,260	$92,753	$805,523	$45,507
2018	$61,072	$96,678	$759,077	$-35,606