CASSVILLE CHAMBER OF COMMERCE (EIN 440582749) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Tax Period

2024-01-01 to 2024-12-31

CASSVILLE CHAMBER OF COMMERCE, founded in 1988, is a micro nonprofit that reported $48K in total revenue in fiscal year 2024. Revenue fell 50% from the prior year — a significant decline worth monitoring. Expenses of $85K exceeded revenue, resulting in a 79% operating deficit.

Mission

PROMOTION OF COMMERCE AND COMMUNITY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,797

Program Service Revenue $43,933

Investment Income $0

Other Revenue $0

TOTAL REVENUE $47,730

Expense Breakdown

Grants Paid $0

Salaries & Benefits $44,294

Fundraising Expenses $0

Program Expenses $85,363

Other Expenses $41,069

TOTAL EXPENSES $85,363

Year-over-Year Comparison

	2024	2023	Change
Revenue	$47,730	$95,123	-0.5%
Expenses	$85,363	$93,848	-0.1%
Net Income	$-37,633	$1,275	-30.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
TJ SIMMONS	VICE PRESIDENT	Officer Director	$0	$0	$0
CHAD JOHNSON	TREASURER	Officer Director	$0	$0	$0
RHONDA STAFFORD	PRESIDENT	Officer Director	$0	$0	$0
ADRIANA KEETON	MEMBER	Director	$0	$0	$0
LAINEY HARVICK	MEMEBER	Director	$0	$0	$0
HILARY THOMAS	MEMBER	Director	$0	$0	$0
MORGAN WILLIAMS	EXECUTIVE DIRECTOR	Director	$0	$0	$0
MISSY CRAIG	MEMBER	Director	$0	$0	$0
SHANNON BEEMER	MEMBER	Director	$0	$0	$0
KRISTIN HOUSTON	MEMBER	Director	$0	$0	$0
BEN LINDLEY	MEMBER	Director	$0	$0	$0
TRACI MITCHELL	MEMBER	Director	$0	$0	$0
TOR SMITH	MEMBER	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$47,730	$85,363	$96,731	$-37,633
2023	$95,123	$93,848	$134,115	$1,275
2022	$87,143	$62,017	$132,836	$25,126
2021	$80,862	$49,816	$85,579	$31,046
2020	$67,262	$57,887	$54,192	$9,375
2019	$63,566	$78,687	$41,925	$-15,121
2018	$57,189	$79,855	$57,391	$-22,666

CASSVILLE CHAMBER OF COMMERCE