BLUE SPRINGS CHAMBER OF COMMERCE (EIN 440653385) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

LARA VERMILLION

Phone

8162298558

Tax Period

2025-01-01 to 2025-12-31

BLUE SPRINGS CHAMBER OF COMMERCE, founded in 1962, is a small nonprofit that reported $560K in total revenue in fiscal year 2025. Revenue grew 19% year-over-year, indicating healthy expansion. Expenses of $493K left a modest 12% surplus.

Mission

THE MISSION OF THE BLUE SPRINGS CHAMBER IS TO BE THE LEADING RESOURCE FOR BUSINESS AND AN EFFECTIVE, INFLUENTIAL COMMUNITY PARTNER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $328,143

Investment Income $16,868

Other Revenue $214,812

TOTAL REVENUE $559,823

Expense Breakdown

Grants Paid $2,500

Salaries & Benefits $334,507

Fundraising Expenses $0

Other Expenses $155,843

TOTAL EXPENSES $492,850

Year-over-Year Comparison

	2025	2024	Change
Revenue	$559,823	$471,582	+0.2%
Expenses	$492,850	$495,898	0.0%
Net Income	$66,973	$-24,316	-3.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$152,748

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARA VERMILLION	PRESIDENT	40.00	Officer	$98,928	$0	$98,928
CODY RAITHEL	PAST BOARD C	N/A	Director	$0	$0	$0
ASHISH PATEL	BOARD CHAIRM	N/A	Director	$0	$0	$0
TRAVIS HUNT	CHAIR ELECT	N/A	Officer Director	$0	$0	$0
CARMAN BOOKER	DIRECTOR	N/A	Director	$0	$0	$0
PHILL KING	DIRECTOR	N/A	Director	$0	$0	$0
DAVID MANN	SECRETARY/TR	N/A	Officer Director	$0	$0	$0
ROY BOYD	DIRECTOR	N/A	Director	$0	$0	$0
SUZANNE GOCHIS	DIRECTOR	N/A	Director	$0	$0	$0
LISA LACOMBE	DIRECTOR	N/A	Director	$0	$0	$0
TARA LAVELLE	DIRECTOR	N/A	Director	$0	$0	$0
NATHAN MANLEY	DIRECTOR	N/A	Director	$0	$0	$0
KELLY PEARCE	DIRECTOR	N/A	Director	$0	$0	$0
DAN NELSON	DIRECTOR	N/A	Director	$0	$0	$0
TIM PORTER	DIRECTOR	N/A	Director	$0	$0	$0
KATIE WOOLF	DIRECTOR	N/A	Director	$0	$0	$0
BECCA BLAKE	VICE PRESIDE	40.00	Officer	$53,820	$0	$53,820
AMANDA PLACHTE	DIRECTOR	N/A	Director	$0	$0	$0
MIKAYLA LAVELLE	DIRECTOR	N/A	Director	$0	$0	$0
KIRAN AUJLA	DIRECTOR	N/A	Director	$0	$0	$0
BECKY BOWE	DIRECTOR	N/A	Director	$0	$0	$0
GEORGE SCHMITZ	DIRECTOR	N/A	Director	$0	$0	$0
BRADY TIEMAN	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$559,823	$492,850	$577,249	$66,973
2024	$471,582	$495,898	$514,129	$-24,316
2023	$461,799	$458,860	$542,204	$2,939
2022	$376,906	$505,842	$546,785	$-128,936
2021	$544,718	$473,067	$604,098	$71,651
2020	$323,858	$320,024	$502,584	$3,834
2019	$404,192	$371,229	$342,630	$32,963
2018	$399,749	$351,354	$285,025	$48,395

BLUE SPRINGS CHAMBER OF COMMERCE