Roofers Local 20 Health and Welfare Fund (EIN 446013920) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

Steve Gercone

Phone

8163139423

Tax Period

2023-07-01 to 2024-06-30

Roofers Local 20 Health and Welfare Fund, founded in 1964, is a community nonprofit that reported $9.6M in total revenue in fiscal year 2023. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

To provide health and welfare benefits to eligible participants.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $8,905,796

Investment Income $475,512

Other Revenue $247,794

TOTAL REVENUE $9,629,102

Expense Breakdown

Grants Paid $0

Salaries & Benefits $313,629

Fundraising Expenses $0

Other Expenses $875,518

TOTAL EXPENSES $9,699,577

Year-over-Year Comparison

	2023	2022	Change
Revenue	$9,629,102	$8,820,074	+0.1%
Expenses	$9,699,577	$8,987,373	+0.1%
Net Income	$-70,475	$-167,299	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Andrew Christ	Trustee	1.00	Director	$0	$0	$0
John Daly	Trustee	1.00	Director	$0	$0	$0
Steve Gercone	Chair	1.00	Director	$0	$0	$0
Joe Logsdon	Trustee	1.00	Director	$0	$0	$0
Mathew McNamara	Trustee	1.00	Director	$0	$0	$0
Paul Post	Trustee	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$9,629,102	$9,699,577	$11,177,910	$-70,475
2023	$8,820,074	$8,987,373	$10,851,503	$-167,299
2022	$7,839,670	$9,203,310	$10,877,553	$-1,363,640
2021	$9,919,039	$9,216,597	$13,204,087	$702,442
2020	$8,856,570	$7,721,720	$12,464,780	$1,134,850
2019	$7,755,182	$7,185,233	$11,342,007	$569,949
2018	$7,100,950	$7,132,025	$10,868,576	$-31,075

Roofers Local 20 Health and Welfare Fund