Fargo-Moorhead Builders & Traders Exchange Inc (EIN 450113110) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

Chad Evert

Phone

7012376772

Tax Period

2022-07-01 to 2023-06-30

Fargo-Moorhead Builders & Traders Exchange Inc, founded in 1905, is a small nonprofit that reported $531K in total revenue in fiscal year 2022. Revenue decreased 5% compared to the prior year. Expenses of $633K exceeded revenue, resulting in a 19% operating deficit.

Mission

Library of commercial construction documents used in the bidding process for the construction plans issuers and/or owners.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $6,040

Program Service Revenue $508,341

Investment Income $30,904

Other Revenue $-14,765

TOTAL REVENUE $530,520

Expense Breakdown

Grants Paid $25,895

Salaries & Benefits $267,831

Fundraising Expenses $0

Other Expenses $339,530

TOTAL EXPENSES $633,256

Year-over-Year Comparison

	2022	2021	Change
Revenue	$530,520	$559,038	-0.1%
Expenses	$633,256	$557,203	+0.1%
Net Income	$-102,736	$1,835	-57.0%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$65,563

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Chris Stollenwerk	President	1.00	Officer Director	$0	$0	$0
Chad Evert	Vice President	1.00	Officer Director	$0	$0	$0
Karl Vangerud	Treasurer	1.00	Officer Director	$0	$0	$0
Austen Ellenson	Director	1.00	Director	$0	$0	$0
Scott Johnson	Director	1.00	Director	$0	$0	$0
Dan Kleist	Director	0.50	Director	$0	$0	$0
Tony Rabideaux	Director	0.50	Director	$0	$0	$0
Paul Narveson	Director	0.50	Director	$0	$0	$0
Jeremy Davis	Director	0.50	Director	$0	$0	$0
Calisa Nickelson	Secretary/Office Manager	40.00	Officer	$60,579	$4,984	$65,563
Eric Fischer	Former President	0.00		$13,500	$0	$13,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$530,520	$633,256	$1,400,587	$-102,736
2022	$559,038	$557,203	$1,412,828	$1,835
2021	$571,631	$590,604	$1,420,873	$-18,973
2020	$580,140	$584,463	$1,449,421	$-4,323
2019	$644,979	$567,082	$1,439,609	$77,897
2018	$590,392	$574,540	$1,689,979	$15,852

Fargo-Moorhead Builders & Traders Exchange Inc