Grafton Curlers Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1956

Legal Domicile

Tax Period

2024-07-01 to 2025-06-30

Grafton Curlers Inc, founded in 1956, is a small nonprofit that reported $315K in total revenue in fiscal year 2024. Revenue decreased 7% compared to the prior year. The organization ran a surplus of $204K, a strong 65% operating margin.

Mission

Promote the sport of curling

Program Service Accomplishments

Program 1

The Grafton Curling Club provides recreational facilities for its members to curl, as well as hosting curling events for other area curling clubs.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,110

Program Service Revenue $27,630

Investment Income $25,956

Other Revenue $260,659

TOTAL REVENUE $315,355

Expense Breakdown

Grants Paid $0

Salaries & Benefits $5,200

Fundraising Expenses $0

Other Expenses $106,595

TOTAL EXPENSES $111,795

Year-over-Year Comparison

	2024	2023	Change
Revenue	$315,355	$337,363	-0.1%
Expenses	$111,795	$119,120	-0.1%
Net Income	$203,560	$218,243	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$5,200

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
Jennifer Lindenberger	Treasurer	Officer	$5,200	$0	$5,200
Bryan Midgarden	Director	Officer	$0	$0	$0
Samantha Wysocki	President	Officer	$0	$0	$0
Marcus Tucker	Vice President	Officer	$0	$0	$0
Dylan Sundby	Director	Officer	$0	$0	$0
Agatha Frisby	Director	Officer	$0	$0	$0
Candace Kostrzewski	Director	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$315,355	$111,795	$1,202,055	$203,560
2024	$337,363	$119,120	$1,004,267	$218,243
2023	$180,861	$109,371	$791,525	$71,490
2022	$237,851	$100,912	$728,807	$136,939
2021	$277,019	$80,729	$598,466	$196,290
2020	$197,000	$100,785	$409,120	$96,215
2019	$108,160	$95,457	$278,677	$12,703
2018	$74,103	$89,086	$266,390	$-14,983