HAVEN ON THE ROCK (EIN 450475127) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

KARISA BENNETT

Phone

3075775267

Tax Period

2024-01-01 to 2024-12-31

HAVEN ON THE ROCK, founded in 2002, is a small nonprofit in the Youth Development sector that reported $230K in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $220K left a modest 5% surplus.

Mission

PROVIDE RELIGIOUS SUMMER CAMP TO YOUTH

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $117,096

Program Service Revenue $64,041

Investment Income $153

Other Revenue $49,205

TOTAL REVENUE $230,495

Expense Breakdown

Grants Paid $0

Salaries & Benefits $32,337

Fundraising Expenses $0

Program Expenses $219,699

Other Expenses $187,362

TOTAL EXPENSES $219,699

Year-over-Year Comparison

	2024	2023	Change
Revenue	$230,495	$204,969	+0.1%
Expenses	$219,699	$216,601	+0.0%
Net Income	$10,796	$-11,632	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$30,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARTHA KARAVITIS	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
KATE HOLLOWAY	PRESIDENT	1.50	Officer Director	$0	$0	$0
MICHELE OGBURN	TRUSTEE	1.50	Officer Director	$0	$0	$0
SUSAN KARAVITIS	SECRETARY/TREASURER	5.00	Officer Director	$0	$0	$0
DWIGHT BALLARD	TRUSTEE	0.50	Director	$0	$0	$0
DAN SPAR	TRUSTEE	0.50	Officer Director	$0	$0	$0
RUSSELL MOTSCH	TRUSTEE	0.50	Officer Director	$0	$0	$0
KARISA BENNET	EXECUTIVE DIRECTOR	40.00	Officer	$30,000	$0	$30,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$230,495	$219,699	$449,483	$10,796
2023	$204,969	$216,601	$441,648	$-11,632
2022	$166,427	$170,059	$457,850	$-3,632
2021	$160,645	$172,256	$459,669	$-11,611
2020	$188,397	$176,534	$470,296	$11,863
2019	$170,987	$171,473	$457,407	$-486
2018	$202,059	$177,750	$462,342	$24,309

HAVEN ON THE ROCK