RIVER VALLEY COMMUNITY MINISTRIES … - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2025

Principal Officer

BOB CRANE

Phone

6308096742

Tax Period

2025-01-01 to 2025-12-31

RIVER VALLEY COMMUNITY MINISTRIES INC, founded in 2025, is a micro nonprofit in the Religion sector that reported $45K in total revenue in fiscal year 2025. The organization ran a surplus of $26K, a strong 57% operating margin.

Mission

BRING GLORY TO GOD AS WE FURTHER HIS KINGDOM; CONNECTING TO GOD. CONNECTING TO ONE ANOTHER.

Program Service Accomplishments

Program 1

Expenses: $19,002

PROVIDE OPPORTUNITIES FOR WOMEN TO BUILD COMMUNITY WITH EACH OTHER. PROVIDE ACTIVITIES FOR CHILDREN TO GIVE TO OTHERS. WE HAVE GIVEN MONETARILY TO VARIOUS ORGANIZATIONS THE PAST YEAR: OPERATION...

PROVIDE OPPORTUNITIES FOR WOMEN TO BUILD COMMUNITY WITH EACH OTHER. PROVIDE ACTIVITIES FOR CHILDREN TO GIVE TO OTHERS. WE HAVE GIVEN MONETARILY TO VARIOUS ORGANIZATIONS THE PAST YEAR: OPERATION CHRISTMAS CHILD, HESED HOUSE, FEED MY STARVING CHILDREN, TEEN CHALLENGE, PROJECT CURE, PHIL'S FRIENDS, OPERATION SUPPORT OUR TROOPS, CHRIST COMMUNITY CHURCH, CAMP BARAKEL, SHOW HOPE, NAOMI'S HOUSE, BY THE HAND CLUB FOR KIDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $2,718

Program Service Revenue $0

Investment Income $41,823

Other Revenue $0

TOTAL REVENUE $44,541

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,096

Fundraising Expenses $0

Program Expenses $19,002

Other Expenses $15,906

TOTAL EXPENSES $19,002

Year-over-Year Comparison

	2025	2024	Change
Revenue	$44,541	N/A	N/A
Expenses	$19,002	N/A	N/A
Net Income	$25,539	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BOB CRANE	PRESIDENT	0.25	Officer Director	$0	$0	$0
LOIS HERBIG	BOARD MEMBER	0.25	Director	$0	$0	$0
SHERILYN KINGSBURY	SECRETARY/TR	1.50	Officer Director	$0	$0	$0
ANDREW NYBERG	BOARD MEMBER	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$44,541	$19,002	$979,551	$25,539

RIVER VALLEY COMMUNITY MINISTRIES INC