MORE THAN A THRIFT STORE (EIN 451626334) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

JOANNA GILFORD

Phone

6033551890

Tax Period

2023-08-01 to 2024-07-31

MORE THAN A THRIFT STORE, founded in 2011, is a small nonprofit in the Human Services sector that reported $256K in total revenue in fiscal year 2023. Revenue decreased 10% compared to the prior year. Expenses of $237K left a modest 8% surplus.

Mission

PROVIDE FOR COMMUNITY LOW INCOME PROGRAMS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $256,262

Investment Income $57

Other Revenue $0

TOTAL REVENUE $256,319

Expense Breakdown

Grants Paid $46,600

Salaries & Benefits $115,535

Fundraising Expenses $0

Program Expenses $118,650

Other Expenses $74,461

TOTAL EXPENSES $236,596

Year-over-Year Comparison

	2023	2022	Change
Revenue	$256,319	$285,506	-0.1%
Expenses	$236,596	$190,089	+0.2%
Net Income	$19,723	$95,417	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOANNA GILFORD	PRESIDENT	1.00	Officer Director	$0	$0	$0
JULIE MCCUTCHEON	DIRECTOR	3.00	Director	$0	$0	$0
LINDA NELSON	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER PUFKI	TEASURER	1.00	Officer Director	$0	$0	$0
SHELLEY SAUNDERS	SECRETARY	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$256,319	$236,596	$632,386	$19,723
2023	$285,506	$190,089	$144,663	$95,417
2022	$279,980	$268,368	$49,246	$11,612
2021	$251,273	$242,306	$37,634	$8,967
2020	$206,174	$201,641	$28,667	$4,533
2018	$248,700	$244,639	$34,090	$4,061

MORE THAN A THRIFT STORE