EARN TO LEARN FL INC

EIN: 452514055 501(c)(3)

FORT MYERS, FL

Total Revenue
$987,376
Total Expenses
$1,492,653
Total Assets
N/A
Net Assets
N/A
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Financial Trends

Organization Details

Formation Year
2011
Legal Domicile
FL
Principal Officer
BRENDA TATE
Phone
2397894714
Tax Period
2023-01-01 to 2023-12-31

EARN TO LEARN FL INC, founded in 2011, is a small nonprofit that reported $987K in total revenue in fiscal year 2023. Revenue surged 60% from the prior year, signaling strong growth momentum. Expenses of $1.5M exceeded revenue, resulting in a 51% operating deficit.

Mission

EARN TO LEARN FL'S MISSION IS TO EMPOWER INCOME CHALLENGED STUDENTS TO SUCCESSFULLY COMPLETE COLLEGE, BASED ON MATCHED SAVINGS FOR EDUCATION, NEAR PEER COACHING, AND PERSONAL FINANCIAL TRAINING.

Program Service Accomplishments

Program 1
Expenses: $1,329,150

MATCHED SAVINGS FOR EDUCATION: STUDENTS AND THEIR FAMILIES WHO INCOME- QUALIFY ARE ELIGIBLE TO APPLY FOR A 1,3,OR 4-YEAR TUITION SCHOLARSHIP UPON COMPLETING PERSONAL FINANCE TRAINING AND OPENING A...

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MATCHED SAVINGS FOR EDUCATION: STUDENTS AND THEIR FAMILIES WHO INCOME- QUALIFY ARE ELIGIBLE TO APPLY FOR A 1,3,OR 4-YEAR TUITION SCHOLARSHIP UPON COMPLETING PERSONAL FINANCE TRAINING AND OPENING A FLORIDA 529 SAVINGS ACCOUNT. THE FUNDS - ETLFL MATCHED SAVINGS FOR EDUCATION SCHOLARSHIP PLUS FLORIDA 529 SAVINGS ACCOUNT - ARE USED FOR TUITION, BOOKS, FEES, AND OTHER APPROVED EDUCATIONAL RELATED EXPENSES AT A FLORIDA STATE UNIVERSITY, COLLEGE, OR CAREER AND TECHNICAL EDUCATION CENTER. EARN TO LEARN FL LEVERAGED A MODEST 100,000 U.S. DEPARTMENT OF HEALTH & HUMAN RESOURCES (ASSETS FOR INDEPENDENCE) GRANT IN 2016 INTO A VIABLE AND SCALABLE PROGRAM. SINCE THEN, ETLFL HAS RAISED OVER 1.8 MILLION IN INDIVIDUAL CORPORATE, AND ACADEMIC INSTITUTION PHILANTHROPY IN FLORIDA TO PROVIDE ANNUALLY RENEWABLE MATCHED SAVINGS FOR EDUCATION SCHOLARSHIPS TO 125+ ELIGIBLE STUDENTS, WITH ADDITIONAL FUTURE STUDENT SCHOLARSHIPS IN INVENTORY PURCHASED AND LEVERAGED THROUGH PARTNERSHIP WITH THE FLORIDA PREPAID COLLEGE FOUNDATION. IN ADDITION TO SCHOLARSHIP FUNDING, THE ELIGIBLE ETLFL STUDENTS WILL AIM TO SAVE OVER 250,000 TO INVEST IN THEIR EDUCATION THROUGH FL 529 ACCOUNTS, WITH ADDITIONAL 529 SAVINGS INCREASING WITH FUTURE SCHOLARSHIP RECIPIENTS. ADDITIONAL FUNDING ALLOWS ETLFL TO FURTHER CONTINUE ITS STRONG SUCCESS IN LEVERAGING FUNDS, SUPPORTING SUSTAINABILITY AND BROADENING THE CURRENT PROGRAM'S SCOPE TO FLORIDA'S OTHER UNIVERSITIES, COLLEGES AND CAREER AND TECHNICAL EDUCATION CENTERS.

Program 2
Expenses: $78,509

NEAR PEER COACHING FOR POSTSECONDARY SUCCESS: ETLFL TRAINS AND DEPLOYS NEAR PEER COACHES TO SUPPORT INCOME CHALLENGED STUDENTS IN THE AREAS OF POSTSECONDARY ACCESS, PERSONAL FINANCE TRAINING, AND...

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NEAR PEER COACHING FOR POSTSECONDARY SUCCESS: ETLFL TRAINS AND DEPLOYS NEAR PEER COACHES TO SUPPORT INCOME CHALLENGED STUDENTS IN THE AREAS OF POSTSECONDARY ACCESS, PERSONAL FINANCE TRAINING, AND CAREER PLANNING. NEAR PEER COACHES SUPPORT STUDENT PREPARATION AND SUCCESS STRATEGIES TO SUCCESSFULLY PURSUE THEIR HIGHER EDUCATION. ETLFL RECRUITS, TRAINS, AND DEPLOYS NEAR PEER SUCCESS COACHES (AMERICORPS MEMBERS) TO PROVIDE NEAR-PEER INTERVENTIONS TO DISADVANTAGED HIGH SCHOOL STUDENTS AND FIRST-GENERATION COLLEGE STUDENTS. BY THE END OF EACH PROGRAM YEAR (AUGUST 1 - JULY 31), THE NEAR PEER SUCCESS COACHES ARE RESPONSIBLE FOR PROVIDING INDIVIDUAL HIGHER EDUCATION ADVISORY INTERVENTIONS TO STUDENTS TO SUCCESSFULLY COMPLETE 1) PERSONAL FINANCE TRAINING, 2) CAREER PLAN DEVELOPMENT, 3) COLLEGE AND MAJORS LIST DEVELOPMENT, 4) POSTSECONDARY APPLICATION STRATEGY, AND 5) SCHOLARSHIP AND FINANCIAL AID STRATEGY. THE NEAR PEER SUCCESS COACHES ALSO LEVERAGE CAREER GUIDANCE COUNSELORS ENGAGED IN IMPLEMENTING COLLEGE AND CAREER FAIRS, CONDUCTING GROUP WORKSHOPS, AND FACILITATING COLLEGE VISITS TO A BROADER POPULATION OF STUDENTS AT EACH PARTNER SERVICE SITE. EACH YEAR, OPPORTUNITIES TO EARN ETLFL MATCHED SAVINGS FOR EDUCATION SCHOLARSHIPS ARE OFFERED TO HIGH SCHOOL SENIORS WITH PRIORITY GIVEN TO STUDENTS WHO HAVE BEEN NEAR PEER SUCCESS COACHED. ALL SCHOLARSHIP RECIPIENTS ARE REQUIRED TO COMPLETE PERSONAL FINANCE TRAINING AND OPEN A FL 529 SAVINGS ACCOUNT PRIOR TO THEIR SCHOLARSHIP AWARD AND TO CONTINUE WORKING WITH A NEAR PEER SUCCESS COACH AFTER THEIR SCHOLARSHIP AWARD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $904,513
Program Service Revenue $0
Investment Income $82,831
Other Revenue $32
TOTAL REVENUE $987,376

Expense Breakdown

Grants Paid $1,135,068
Salaries & Benefits $46,726
Fundraising Expenses $0
Program Expenses $1,407,659
Other Expenses $310,859
TOTAL EXPENSES $1,492,653

Year-over-Year Comparison

2023 2022 Change
Revenue $987,376 $615,478 +0.6%
Expenses $1,492,653 $760,800 +1.0%
Net Income $-505,277 $-145,322 +2.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
6
Independent Members
6
Employees
28
Volunteers
6

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
6
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KIMBERLY DYE DIRECTOR 2.00
Director
$0 $0 $0
NANCY MEROLLA TREASURER 5.00
Officer Director
$0 $0 $0
LORI MONSERRAT SECRETARY 2.00
Officer Director
$0 $0 $0
LISA SIMINGTON CHAIR 10.00
Officer Director
$0 $0 $0
JOHN SLAVIK DIRECTOR 2.00
Director
$0 $0 $0
BRENDA TATE CEO 40.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2023 $987,376 $1,492,653 No data $-505,277
2022 $615,478 $760,800 $2,073,858 $-145,322
2021 $851,451 $742,340 $2,378,000 $109,111
2020 $1,522,169 $551,711 $2,035,697 $970,458
2018 $402,503 $374,019 $1,223,985 $28,484
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